What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Regions Prestige Visa Signature Bonus — Up to $200
Sign up for Regions Prestige Visa Signature Bonus and earn up to $200 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $500 | $100 |
| $1,000 | $200 |
Qualifying Period
90 days after account opening
Payout
91-100 days from account opening
Requirements
- ✓Minimum $500 spend (for $100 bonus) or $1,000 spend (for $200 bonus) in first 90 days
- ✓Spend $500-$1,000 in qualifying purchases within 90 days of account opening
- ✓$500 minimum spend in 90 days for $100 bonus
- ✓$1,000 minimum spend in 90 days for $200 bonus
- ✓Minimum $500 in qualifying purchases in first 90 days for $100 bonus
- ✓Minimum $1,000 in qualifying purchases in first 90 days for $200 bonus
- ✓$500 minimum qualifying spend for $100 bonus
- ✓$1,000 minimum qualifying spend for $200 bonus
- ✓$500 minimum qualifying purchase for $100 bonus
- ✓$1,000 minimum qualifying purchase for $200 bonus
- ✓Minimum $500 spend in first 90 days to earn $100 bonus
- ✓Minimum $1,000 spend in first 90 days to earn $200 bonus
- ✓$1,000 in qualifying purchases within 90 days of account opening (for $200 bonus)
- ✓$500 in qualifying purchases within 90 days of account opening (for $100 bonus)
- ✓Minimum $500 spending in first 90 days for $100 bonus
- ✓Minimum $1,000 spending in first 90 days for $200 bonus
- Spend at least $500 in the first 90 days after account opening for $100 bonus
Restrictions
- ⚠New cardholders only
- ⚠Available in select states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- ⚠Available only in select states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- ⚠Available to customers in select states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- ⚠Available in select states (AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX)
- ⚠Available in select states only: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- ⚠New cardmembers only
- ⚠Available in select states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- ⚠Valid in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- ⚠New customers only
- ⚠Available in select states
- ⚠New credit card applicants only
Fees
- $0 annual fee
- $10 balance transfer fee or 4% of transfer amount (whichever is greater)
- $10 cash advance fee or 4% of amount (whichever is greater)
- Late payment fee up to $39
- No foreign transaction fee
- No annual fee
- $10 balance transfer fee or 4% of balance transferred, whichever is greater
- $10 cash advance fee or 4% of cash advance, whichever is greater
- Up to $39 late payment fee
- $10 balance transfer fee or 4% of amount, whichever is greater
- $10 cash advance fee or 4% of amount, whichever is greater
- Bonus awarded 91-100 days from account opening if earned
- Bonus is paid in the form of statement credit or Relationship Rewards points
- Bonus awarded 91-100 days from account opening
- Card earns 3% on dining and entertainment, 2% on gas and groceries, 1% on all other purchases
- Introductory 0% APR for 12 months on purchases and balance transfers posted within 60 days of opening
- Variable APR of 18.49%-28.49% after intro period (based on creditworthiness)
- Bonus awarded as Relationship Rewards (points-based cash back)
- Can be redeemed for direct deposit, statement credit, travel, gift cards, or more
- 0% introductory APR for 12 months on new purchases and balance transfers posted within 60 days of account opening
- Bonus awarded as account credit in the form of Relationship Rewards points
- Bonus may be forfeited if account is closed before bonus is awarded
- Bonus is awarded in the form of statement credit or Relationship Rewards points
- 0% introductory APR for 12 months on purchases; variable APR 18.24%-28.24% thereafter
- Bonus based on qualifying purchases in first 90 days after account opening
- Relationship Rewards earned as points, redeemable for cash, travel, gift cards, and more
- 0% introductory APR for 12 months on purchases (4% balance transfer fee applies)
- Bonus paid as statement credit or Relationship Rewards points
- Points earned on purchases are earned as Relationship Rewards points and can be redeemed for cash, travel, gift cards, and more
- 0% introductory APR for 12 months on purchases
- 4% balance transfer fee (minimum $10)
- Bonus is paid as statement credit in the form of Relationship Rewards points
- Bonus is paid as cash rewards (Relationship Rewards points redeemable as cash)
- Offer available to new cardholders
- Bonus awarded as statement credit or cash back
- Offer available in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas
Last updated October 12, 2026
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How to evaluate Regions Prestige Visa Signature Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 90 days after account opening
- Payout timeline
- 91-100 days from account opening
How to qualify
- Minimum $500 spend (for $100 bonus) or $1,000 spend (for $200 bonus) in first 90 days
- Spend $500-$1,000 in qualifying purchases within 90 days of account opening
- $500 minimum spend in 90 days for $100 bonus
- $1,000 minimum spend in 90 days for $200 bonus
Common pitfalls
- New cardholders only
- Available in select states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- Available only in select states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Available to customers in select states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $5,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Regions Prestige Visa Signature Bonus?
The qualifying period listed for Regions Prestige Visa Signature Bonus is 90 days after account opening.
When does Regions Prestige Visa Signature Bonus pay out?
The payout timeline listed for Regions Prestige Visa Signature Bonus is 91-100 days from account opening.
