What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Regions Bank Prestige Credit Card Bonus — Up to $200
Sign up for Regions Bank Prestige Credit Card Bonus and earn up to $200 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $500 | $100 |
| $1,000 | $200 |
Qualifying Period
Within 90 days of account opening
Payout
91-100 days from account opening
Requirements
- ✓$500 minimum qualifying purchase for $100 bonus
- ✓$1,000 minimum qualifying purchase for $200 bonus
- ✓Minimum $500 in qualifying purchases in first 90 days for $100 bonus
- ✓Minimum $1,000 in qualifying purchases in first 90 days for $200 bonus
- ✓Minimum $500 spend in first 90 days to earn $100 bonus
- ✓Minimum $1,000 spend in first 90 days to earn $200 bonus
- ✓$1,000 in qualifying purchases within 90 days of account opening (for $200 bonus)
- ✓$500 in qualifying purchases within 90 days of account opening (for $100 bonus)
- ✓Minimum $500 spending in first 90 days for $100 bonus
- ✓Minimum $1,000 spending in first 90 days for $200 bonus
- ✓Spend at least $500 in the first 90 days after account opening for $100 bonus
- ✓Spend at least $1,000 in the first 90 days after account opening for $200 bonus
- ✓$500 minimum spending in first 90 days for $100 bonus
- ✓$1,000 minimum spending in first 90 days for $200 bonus
Restrictions
- ⚠Available in select states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- ⚠New cardholders only
- ⚠Valid in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- ⚠New customers only
- ⚠Available in select states
- ⚠New credit card applicants only
Fees
- $0 annual fee
- $10 balance transfer fee or 4% of amount, whichever is greater
- $10 cash advance fee or 4% of amount, whichever is greater
- Bonus based on qualifying purchases in first 90 days after account opening
- Relationship Rewards earned as points, redeemable for cash, travel, gift cards, and more
- 0% introductory APR for 12 months on purchases (4% balance transfer fee applies)
- Bonus paid as statement credit or Relationship Rewards points
- Points earned on purchases are earned as Relationship Rewards points and can be redeemed for cash, travel, gift cards, and more
- 0% introductory APR for 12 months on purchases
- 4% balance transfer fee (minimum $10)
- Bonus is paid as statement credit in the form of Relationship Rewards points
- Bonus is paid as cash rewards (Relationship Rewards points redeemable as cash)
- Offer available to new cardholders
- Bonus awarded as statement credit or cash back
- Offer available in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas
- Multiple Regions credit cards available with this bonus structure: Prestige Credit Card and Cash Rewards Credit Card
Last updated July 7, 2026
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How to evaluate Regions Bank Prestige Credit Card Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- Within 90 days of account opening
- Payout timeline
- 91-100 days from account opening
How to qualify
- $500 minimum qualifying purchase for $100 bonus
- $1,000 minimum qualifying purchase for $200 bonus
- Minimum $500 in qualifying purchases in first 90 days for $100 bonus
- Minimum $1,000 in qualifying purchases in first 90 days for $200 bonus
Common pitfalls
- Available in select states: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- New cardholders only
- Valid in AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- New customers only
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Regions Bank Prestige Credit Card Bonus?
The qualifying period listed for Regions Bank Prestige Credit Card Bonus is Within 90 days of account opening.
When does Regions Bank Prestige Credit Card Bonus pay out?
The payout timeline listed for Regions Bank Prestige Credit Card Bonus is 91-100 days from account opening.
