What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Truist Business Premium Card Bonus — Up to $1,000
Sign up for Truist Business Premium Card Bonus and earn up to $1,000 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| No minimum deposit required | $1,000 after $15,000 spend in 90 days |
Qualifying Period
90 days
Payout
Bonus rewards are earned on purchases and redeemable at customer discretion (valid for 5 years from issuance)
Requirements
- ✓$15,000 in eligible purchases within 90 days of account opening
Restrictions
- ⚠Available exclusively through Truist branches and business banking teams
- ⚠Regional availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
- ⚠New cardholders only
Fees
- $299 annual fee (waived first year; waived in subsequent years if $100,000+ in annual eligible purchases)
- Card earns 2% unlimited cash back on all eligible purchases
- 10% Loyalty Cash Bonus when rewards are redeemed into eligible Truist business deposit account
- Rewards expire 5 years from date of issuance
- Available exclusively through Truist branches and business banking teams
Last updated April 30, 2026
How to evaluate Truist Business Premium Card Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 90 days
- Payout timeline
- Bonus rewards are earned on purchases and redeemable at customer discretion (valid for 5 years from issuance)
How to qualify
- $15,000 in eligible purchases within 90 days of account opening
Common pitfalls
- Available exclusively through Truist branches and business banking teams
- Regional availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
- New cardholders only
- $299 annual fee (waived first year; waived in subsequent years if $100,000+ in annual eligible purchases)
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $4,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 1 requirement for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Truist Business Premium Card Bonus?
The qualifying period listed for Truist Business Premium Card Bonus is 90 days.
When does Truist Business Premium Card Bonus pay out?
The payout timeline listed for Truist Business Premium Card Bonus is Bonus rewards are earned on purchases and redeemable at customer discretion (valid for 5 years from issuance).
