Truist Business Premium (2026) | Credolix
Credit Card
Truist Business Premium Rewards Bonus — Up to $1,000
Sign up for Truist Business Premium Rewards Bonus and earn up to $1,000 in bonus rewards.
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Qualifying Period
within 90 days of account opening
Requirements ✓ $15,000 in purchases required✓ Spend $15,000 on eligible purchases within 90 days of account opening✓ Account must remain in good standing✓ $15,000 in purchases within 90 days of account opening✓ Spend $15,000 in eligible purchases within 90 days of account opening✓ $15,000 spend on eligible purchases within 90 days of account opening✓ $15,000 in purchases within the first 90 days of account opening✓ $15,000 in purchases within first 90 days after account opening✓ $15,000 spend on purchases in first 90 days✓ $15,000 in purchases within first 90 days of account opening✓ Spend $15,000 on purchases in the first 90 days after account opening✓ $15,000 in purchases required within 90 days of account opening✓ $15,000 spend on purchases in first 90 days after account opening✓ Minimum $15,000 in purchases within 90 days of account opening✓ Spend $15,000 on purchases within 90 days of account opening✓ Spend $15,000 on purchases in first 90 days after account openingRestrictions ⚠ New customers only⚠ New cardholders only⚠ Business credit card for business purposes⚠ Organization must be based in the United States⚠ Business entity must be based in the United States⚠ Organized business in United States⚠ Account must remain in Good Standing⚠ Credit approval required⚠ Business purposes only⚠ Card account must remain in good standing⚠ New business customers only⚠ Must spend $15,000 in eligible purchases⚠ Business accounts only⚠ Business customers only⚠ Subject to credit approval⚠ Business use only⚠ Organization must be based in United States⚠ New customer only⚠ New business cardholders only⚠ Must meet credit approval requirements⚠ New account requiredFees $299 annual fee waived first year $299 annual fee waived in any year once the organization reaches $100,000 in eligible purchases $299 annual fee, waived for first year Annual fee waived in subsequent years if organization spends $100,000+ on eligible purchases in preceding 12-month period $299 annual fee (waived first year and in any year with $100,000+ in eligible purchases) $299 annual fee waived for first year $299 annual fee waived in future years with $100,000+ in eligible purchases $299 annual fee, waived first year and in future years with $100,000+ annual spend $299 annual fee (waived first year and in any year when organization reaches $100,000 in eligible purchases) $299 annual fee, waived first year and any year with $100,000+ in qualifying spend $299 annual fee (waived first year and in any year organization spends $100,000+ on eligible purchases) $299 annual fee (waived first year and subsequent years with $100,000+ annual spend) $299 annual fee, waived first year and each year with $100,000+ in eligible purchases $299 annual fee, waived first year Annual fee waived in subsequent years if organization spends $100,000+ on eligible purchases in preceding 12 months Annual fee waived each year if organization spends $100,000 in eligible purchases in prior 12 months $299 annual fee waived in subsequent years if organization reaches $100,000 in eligible purchases during preceding 12-month period Annual fee waived in subsequent years with $100,000+ in qualifying annual spend $299 annual fee (waived first year) Annual fee waived in subsequent years with $100,000 in eligible purchases $299 annual fee waived in any year with $100,000+ in eligible purchases $299 annual fee waived in subsequent years if organization spends $100,000+ on eligible purchases in preceding 12 months $299 annual fee waived in subsequent years if organization spends $100,000+ on eligible purchases during the preceding 12-month period $299 annual fee, waived first year and when annual spend reaches $100,000 Bonus is paid in the form of bonus rewards (cash equivalent) 10% Loyalty Cash Bonus earned when rewards are redeemed into eligible Truist business deposit account Earn 2% unlimited cash back on all eligible purchases 10% loyalty cash bonus when cash rewards redeemed into eligible Truist business deposit account Rewards earned expire at end of month that is 5 years from date of issuance Available exclusively through Truist branches and business banking teams 10% Loyalty Cash Bonus when rewards redeemed into eligible Truist business deposit account Bonus paid as rewards in the Truist rewards program 10% Loyalty Cash Bonus available when rewards are redeemed into eligible Truist business deposit account Rewards expire 5 years from the date of issuance Only available through Truist branches and business banking teams Limited to specified geographic regions (AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC) Bonus pays $1,000 in cash rewards Rewards earned expire at the end of the month that is 5 years from date of issuance 10% Loyalty Cash Bonus added when rewards redeemed into eligible Truist business deposit account Card earns 2% unlimited cash back on all eligible purchases No limit to amount of cash rewards earned Card subject to credit approval 10% Loyalty Cash Bonus when rewards are redeemed into eligible Truist business deposit account Card must be open and in Good Standing to use rewards Rewards expire 5 years from date of issuance Bonus is in the form of cash rewards 2% unlimited cash back on all eligible purchases Card available exclusively through Truist branches and business banking teams Welcome bonus of $1,000 in cash rewards Additional 10% Loyalty Cash Bonus when cash rewards are redeemed into eligible Truist business deposit account Bonus paid in the form of cash rewards/bonus rewards on the account Last updated July 29, 2026
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Jul 29, 2026
Jul 22, 2026
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How to evaluate Truist Business Premium Rewards Bonus Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist Timing
Qualifying period within 90 days of account opening How to qualify $15,000 in purchases required Spend $15,000 on eligible purchases within 90 days of account opening Account must remain in good standing $15,000 in purchases within 90 days of account opening Common pitfalls New customers only New cardholders only Business credit card for business purposes Organization must be based in the United States What makes this offer different What makes this credit card offer different This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Bonus value versus similar offers The sign-up bonus is below the current nearby $2,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions How long do I have to qualify for Truist Business Premium Rewards Bonus? The qualifying period listed for Truist Business Premium Rewards Bonus is within 90 days of account opening.
✓
✓ Spend $15,000 on purchases within first 90 days of account opening
✓ $15,000 spend within 90 days after account opening
✓ Spend $15,000 on purchases within first 90 days after account opening
✓ $15,000 in eligible purchases within first 90 days
✓ Spend $15,000 on eligible purchases in first 90 days after account opening
✓ Spend $15,000 on purchases within first 90 days
✓ $15,000 in purchases within first 90 days
✓ $15,000 in purchases required within first 90 days after account opening
✓ Account must be in Good Standing
✓ Min $15,000 spend in first 90 days after account opening
✓ Open new Truist Business Premium Rewards Credit Card account
✓ Spend $15,000 on purchases within the first 90 days of account opening
✓ $15,000 in purchases within 90 days after account opening
✓ Spend $15,000 in purchases within 90 days of account opening
✓ $15,000 in purchases in first 90 days
✓ $15,000 in purchases required within first 90 days of account opening
✓ $15,000 in purchases in first 90 days after account opening
✓ $15,000 in eligible purchases required within first 90 days of account opening
✓ $15,000 in purchases within the first 90 days after account opening
✓ Minimum $15,000 in eligible purchases within 90 days of account opening
✓ Spend $15,000 on purchases within the first 90 days after account opening
✓ Spend $15,000 on eligible purchases within first 90 days
✓ $15,000 in purchases in the first 90 days after account opening
✓ Minimum $15,000 in eligible purchases within first 90 days of account opening
✓ $15,000 in eligible purchases within 90 days of account opening
✓ $15,000 in eligible purchases in first 90 days
✓ $15,000 spend on purchases in the first 90 days after account opening
✓ $15,000 in eligible purchases required within first 90 days
✓ Open a Truist Business Premium Credit Card account
✓ Min $15,000 spend in first 90 days of account opening
✓ $15,000 spend on eligible purchases within first 90 days of account opening⚠
⚠ Business account required
⚠ New accounts only
⚠ Business credit card account required
⚠ Business credit card
⚠ U.S.-based organization required
⚠ New cardmembers only
⚠ Requires credit approval
⚠ Available exclusively through Truist branches and business banking teams
⚠ Eligible purchases only
⚠ Must meet spending requirement within 90 days
⚠ New accountholders only
⚠ For business use
⚠ Business purpose account required
⚠ Credit card subject to credit approval
⚠ Account must be in Good Standing
⚠ New business account required
⚠ Card must be in good standing
⚠ New business account holders only
⚠ Must spend $15,000 on purchases
⚠ Must spend $15,000 on purchases to qualify
⚠ Business use required
⚠ Business based in United States
⚠ New applicants only
⚠ Available in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC
⚠ Business organization based in the United States required
⚠ Available through Truist branches and business banking teams
⚠ New account only
⚠ Available to U.S. organizations
⚠ Must spend $15,000 in eligible purchases within 90 days
⚠ Bonus is in the form of rewards (cash back)
⚠ Business account holders only
⚠ Business-only accounts
⚠ For business purposes
⚠ US-based organization required
⚠ Regional availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
$299 annual fee (waived first year and any year with $100,000+ in eligible purchases)
$299 annual fee waived for the first year
$299 annual fee waived in subsequent years if organization spends $100,000 on eligible purchases during the preceding 12-month period
$299 annual fee waived in subsequent years if organization spends $100,000+ on eligible purchases in preceding 12-month period
$299 annual fee waived each year if organization reaches $100,000 in eligible purchases during preceding 12-month period
$299 annual fee (waived first year, then waived each year if organization spends $100,000+ on eligible purchases)
$299 annual fee (waived first year and when annual spending reaches $100,000)
$299 annual fee, waived first year and each year with $100,000+ spend
$299 annual fee waived first year and in any year with $100,000+ qualifying spend
$299 annual fee waived annually with $100,000+ qualifying spend
Annual fee waived in subsequent years if organization spends $100,000+ on eligible purchases during preceding 12 months
$299 annual fee waived if organization spends $100,000+ on eligible purchases in preceding 12 months
$299 annual fee waived in subsequent years if organization spends $100,000+ in eligible purchases during preceding 12-month period
$299 annual fee waived for the first year and each year with $100,000+ in eligible purchases during the preceding 12 months
$299 annual fee waived first year and waived if organization spends $100,000 in preceding 12 months
Annual fee waived in subsequent years if spending reaches $100,000 on eligible purchases
$299 annual fee, waived first year and each year with $100,000+ eligible spend
$299 annual fee, waived first year and thereafter if $100,000+ in annual spending
Annual fee waived each year with $100,000+ annual spend
$299 annual fee waived in subsequent years if $100,000 in eligible purchases within preceding 12-month period
Annual fee waived in any year if $100,000 spent on eligible purchases in preceding 12 months
Annual fee waived each year if $100,000+ in eligible purchases in preceding 12 months
$299 annual fee (waived first year and each year with $100,000+ annual spend)
$299 annual fee waived in future years with $100,000+ in qualifying spend
$299 annual fee waived in subsequent years with $100,000+ annual spend
$299 annual fee (waived first year and each year with $100,000+ in qualifying spend)
$299 annual fee waived in subsequent years with $100,000+ in annual spending
$299 annual fee waived if $100,000+ in eligible purchases in preceding 12 months
Annual fee waived in subsequent years if $100,000+ in eligible purchases in preceding 12 months
$299 annual fee, waived first year and in future years with $100,000+ in annual spend
Annual fee waived in subsequent years if organization spends $100,000+ on eligible purchases
$299 annual fee (waived first year, waived in future years with $100,000+ in eligible annual purchases)
Annual fee waived in subsequent years with $100,000+ in eligible purchases
$299 annual fee, waived first year and any year with $100,000+ in eligible purchases
$299 annual fee waived in future years with $100,000+ annual spend
$299 annual fee (waived first year and in any year with $100,000+ annual spend)
$299 annual fee waived each following year if organization spends $100,000+ on eligible purchases during preceding 12-month period
$299 annual fee waived if organization spends $100,000+ on eligible purchases in the preceding 12 months
$299 annual fee waived each year with $100,000+ in annual eligible purchases
$299 annual fee waived if organization spends $100,000+ on eligible purchases in preceding 12-month period
$299 annual fee, waived first year and in any given year once organization reaches $100,000 in eligible purchases
$299 annual fee waived when organization spends $100,000 in eligible purchases in preceding 12 months
$299 annual fee waived each year if $100,000 in eligible purchases made during preceding 12 months
$299 annual fee waived in subsequent years if organization spends $100,000 on eligible purchases in preceding 12 months
$299 annual fee, waived first year and waived in subsequent years with $100,000+ in annual qualifying spend
$299 annual fee, waived for first year and in future years with $100,000 in annual spend
Annual fee waived in future years with $100,000+ in qualifying annual spend
$299 annual fee, waived first year and in any year with $100,000+ in qualifying spend
Annual fee waived if organization reaches $100,000 in eligible purchases in preceding 12-month period
$299 annual fee (waived first year, and each following year with $100,000+ in eligible purchases)
Annual fee waived in future years if $100,000+ in eligible purchases during the preceding 12-month period
$299 annual fee, waived first year and waived in future years with $100,000+ in annual eligible purchases
$299 annual fee (waived first year, waived thereafter if $100,000+ spent annually)
$299 annual fee (waived first year and in any future year when organization spends $100,000+ on eligible purchases in the preceding 12 months)
$299 annual fee, waived first year and for any year with $100,000+ in eligible purchases
$299 annual fee waived in subsequent years if $100,000+ in eligible annual purchases
$299 fee waived in subsequent years with $100,000+ annual spend
$299 annual fee (waived for first year)
Annual fee waived in subsequent years with $100,000+ in spending
Annual fee waived in any year with $100,000+ in eligible purchases in preceding 12 months
$299 annual fee (waived first year and in any year with $100,000+ in annual spending)
$299 annual fee waived in subsequent years if organization spends $100,000+ in eligible purchases
$299 annual fee, waived first year and each year with $100,000+ in qualifying spend
$299 annual fee (waived first year and any year with $100,000+ in qualifying spend)
$299 annual fee (waived first year and in subsequent years with $100,000+ annual spend)
$299 annual fee, waived for first year and each year organization spends $100,000+
$299 annual fee waived each year if organization spends $100,000 or more in eligible purchases during preceding 12-month period
$299 annual fee waived in subsequent years with $100,000+ in qualifying spend
Annual fee waived in subsequent years with $100,000+ annual spend
$299 annual fee, waived first year and when $100,000+ spent in preceding 12-month period
$299 annual fee, waived first year and each subsequent year with $100,000+ in eligible purchases
$299 annual fee (waived first year and when organization spends $100,000+ in eligible purchases annually)
$299 annual fee, waived first year and subsequent years if $100,000 in eligible purchases
Annual fee waived in future years if organization spends $100,000 on eligible purchases during preceding 12-month period
$299 annual fee (waived first year; waived in subsequent years if $100,000+ in annual eligible purchases)
Visa Infinite benefits including 24/7 concierge service, trip delay coverage, auto rental protection and price protection
Card account must remain in good standing
Business must be based in the United States
Rewards are earned as cash rewards at 2% on eligible purchases
Additional 10% Loyalty Cash Bonus when cash rewards are redeemed into eligible Truist business deposit accounts
Card is available exclusively through Truist branches and business banking teams
10% Loyalty Cash Bonus when cash rewards are redeemed into eligible Truist business checking, savings, or money market account
Rewards earned expire 5 years from date of issuance
Bonus amount is described as 'bonus rewards' in cash-back form
Rewards program requires account to be in Good Standing
Credit approval required
Bonus rewards are cash back
Rewards earned will expire at the end of the month that is five (5) years from the date of issuance
Organization Appointed Business Card Administrator must have a business credit card intended for business purposes
Account must remain in Good Standing to participate in Rewards Program
Bonus is $1,000 in cash-back rewards
Bonus is earned as cash rewards
Rewards earned will expire at end of the month that is five (5) years from date of issuance
Card must be in good standing to use cash rewards
If card is closed, rewards must be redeemed within 90 days or are forfeited
Card rewards expire 5 years from date of issuance
10% Loyalty Cash Bonus when rewards redeemed into Truist business deposit account
Rewards expire 5 years from date earned
Bonus is in the form of cash-back rewards (2% unlimited cash back on all purchases)
Additional 10% Loyalty Cash Bonus when rewards are redeemed into eligible Truist business deposit account
Bonus paid in cash back rewards
10% additional Loyalty Cash Bonus when rewards are redeemed into Truist business deposit account
10% Loyalty Cash Bonus available when rewards redeemed to eligible Truist business deposit account
Balance Transfer Fee: $10 or 4% of balance transfer amount, whichever is greater
Cash Advance Fee: $10 or 4% of cash advance amount, whichever is greater
Late Payment Fee: up to $39
Returned Payment Fee: up to $39
Earn 2% unlimited cash back on eligible purchases
Subject to credit approval
Card includes Visa Infinite benefits
Bonus paid in the form of cash-back rewards
Rewards expire at the end of the month that is 5 years from date of issuance
Only available to Truist Business Premium Rewards credit card accountholders
Organization must be based in the United States
Rewards are paid as cash rewards, redeemable for cash back, statement credit, gift cards, merchandise, travel, and other offerings
Bonus rewards are earned in the form of cash rewards
Card is intended for business purposes
Rewards account automatically enrolled
Rewards expire 5 years after issuance
Rewards may expire 5 years from date earned if not redeemed
Bonus rewards paid in cash value
Organization must be based in United States
Bonus rewards are in the form of cash back
Cash rewards expire 5 years from date of issuance
Rewards earned expire at end of month that is 5 years from issuance date
Earn 2% unlimited cash back on all purchases
10% Loyalty Cash Bonus when redeemed into eligible Truist business deposit account
Organization must be U.S.-based
Card account must be in Good Standing (open, current, not in default or delinquent)
Card intended for business purposes
Bonus rewards paid as cash back
2% unlimited cash back on all purchases
Balance transfers and purchases both count toward spending requirement
Account must be based in the United States
Bonus is earned in the form of cash rewards/points, redeemable as statement credit, check, or electronic deposit to eligible Truist business account
10% additional loyalty cash bonus when cash rewards deposited into eligible Truist business deposit account
Bonus earns as cash rewards credited to rewards account
10% Loyalty Cash Bonus available when rewards redeemed into Truist business deposit account
2% cash back on all eligible purchases
10% Loyalty Cash Bonus when rewards are redeemed into eligible Truist business deposit accounts
Excludes cash advances, quasi-cash items, convenience checks, stored value cards, and rewards incentive purchases
Additional 10% Loyalty Cash Bonus when rewards are redeemed into eligible Truist business deposit accounts
2% unlimited cash back on all eligible purchases and balance transfers
Rewards expire at end of month 5 years from issuance
Earn 2% cash back on all eligible purchases
Card account must be open or closed within 90 days to redeem rewards
Bonus is paid in the form of cash rewards that can be redeemed for cash back, statement credit, gift cards, merchandise, or travel
10% Loyalty Cash Bonus when cash rewards are redeemed into eligible Truist business deposit account
Cash rewards expire at end of month that is 5 years from date of issuance
Cash rewards earned expire 5 years from date of issuance
Rewards tracked and redeemable on first-to-expire basis
Bonus is earned as cash rewards that must be redeemed
Card account must remain in Good Standing to earn and redeem rewards
Rewards expire 5 years after earned
Bonus is earned in the form of cash rewards
Bonus is earned as cash rewards that can be redeemed for cash back, statement credits, gift cards, merchandise, travel, and event tickets
Cash rewards expire at end of the month that is 5 years from date of issuance
10% loyalty cash bonus available when rewards redeemed into eligible Truist business deposit account
10% Loyalty Cash Bonus available when cash rewards redeemed into eligible Truist business deposit account
Only new business credit cardholders are eligible
Bonus is paid in cash-back rewards
No foreign transaction fees
Visa Infinite benefits included
10% Loyalty Cash Bonus when rewards are redeemed into a Truist business deposit account
Earn 10% loyalty cash bonus when rewards are redeemed into eligible Truist business deposit account
Bonus paid as cash rewards to the card account
Cash rewards earned expire at the end of the month that is 5 years from the date of issuance
This is a Visa card with 2% unlimited cash back on all eligible purchases
Card must remain in Good Standing (open, current, not in default or delinquent)
Bonus is paid as cash rewards that can be redeemed for statement credit, check, or electronic deposit into eligible Truist business deposit account
10% Loyalty Cash Bonus available when cash rewards are redeemed into eligible Truist business checking, savings, or money market account
Card is Visa Infinite with additional benefits including 24/7 concierge service, trip delay coverage, auto rental protection, and price protection
Card must be open or closed within 90 days and in Good Standing to redeem rewards
Card must be in Good Standing to use rewards
Annual fee waived each following year if organization spends $100,000+ on eligible purchases in preceding 12 months
Bonus paid in cash rewards
Earn $1,000 in bonus rewards (cash back)
Additional 10% Loyalty Cash Bonus when rewards redeemed into eligible Truist business deposit account
Card also offers Visa Infinite benefits including 24/7 concierge, trip delay coverage, auto rental protection
Credit line range: $15,000 to $100,000 for approved clients
Card earns 2% unlimited cash back on all purchases
Account must remain in good standing to earn bonus
Bonus is paid in the form of cash rewards to the rewards account
Available for businesses with meaningful annual spend
10% Loyalty Cash Bonus available when rewards are redeemed into a Truist business deposit account
Rewards expire 5 years from the date earned
Credit card subject to credit approval
Bonus rewards are in the form of cash rewards
10% Loyalty Cash Bonus available when rewards are redeemed into Truist business deposit account
Account must remain in Good Standing to redeem rewards
Loyalty bonus can increase to 25% or 50% with Dynamic Business Checking account based on tier level
Bonus is $1,000 in bonus rewards (cash back)
Additional 10% Loyalty Cash Bonus when rewards redeemed to eligible Truist business deposit account
Bonus is $1,000 in cash rewards
Bonus is in the form of cash rewards (not statement credit)
Requires credit approval
Bonus is paid in cash rewards
Available to businesses in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC
Account must remain in Good Standing to earn and redeem rewards
Rewards earned expire 5 years from issuance date changed
Jul 20, 2026
Jul 15, 2026
Jul 5, 2026
Jul 4, 2026
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