Credit Card

Truist Business Premium Card Bonus — Up to $1,000

Bonus Tiers

Deposit	Bonus
$15,000 spend	$1,000

Qualifying Period

Within 90 days of account opening

Requirements

✓Spend $15,000 on eligible purchases within the first 90 days after account opening
✓New business account
✓$15,000 in purchases within first 90 days after account opening
✓$15,000 in eligible purchases within the first 90 days of account opening
✓$15,000 in eligible purchases within the first 90 days after account opening
✓Spend $15,000 on purchases in the first 90 days after account opening
✓$15,000 in purchases in the first 90 days after account opening
✓$15,000 in eligible purchases within the first 90 days
✓$15,000 in eligible purchases within first 90 days of account opening
✓Credit approval required
✓$15,000 in eligible purchases within 90 days of account opening
✓$15,000 in purchases within 90 days of account opening
✓Spend $15,000 on purchases within first 90 days of account opening
✓Minimum $15,000 in eligible purchases within first 90 days of account opening
✓$15,000 in eligible purchases within first 90 days
✓$15,000 in purchases within first 90 days of account opening
✓Minimum $15,000 in eligible purchases within 90 days of account opening

Restrictions

⚠Available only in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC
⚠Available exclusively through Truist branches and business banking teams
⚠New cardholders only
⚠Credit approval required
⚠New customers only
⚠Subject to credit approval
⚠Geographic availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
⚠Business account required
⚠Organization must be based in the United States
⚠Available in select states: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
⚠New customer account opening required
⚠Available in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
⚠New business accounts only
⚠Available in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
⚠Available exclusively in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
⚠Available in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC
⚠New applicants only
⚠Limited availability by state: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
⚠New cardmembers only
⚠Limited to specific U.S. regions: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
⚠Geographic restriction: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC

Fees

$299 annual fee, waived for the first year and in any given year once the organization reaches $100,000 in eligible purchases
$299 annual fee waived for first year
$299 annual fee waived annually if $100,000+ in eligible purchases during preceding 12 months
$299 annual fee (waived first year)
Annual fee waived in subsequent years with $100,000+ in qualifying spend
Annual fee waived in subsequent years if organization reaches $100,000 in eligible purchases per year
$299 annual fee waived in subsequent years if $100,000+ spent on eligible purchases during preceding 12-month period
$299 annual fee waived for the first year
$299 annual fee waived in subsequent years with $100,000+ in eligible purchases
Annual fee waived in subsequent years if $100,000+ in eligible purchases in preceding 12 months
$299 annual fee, waived first year
Annual fee waived each following year if organization spends $100,000 or more in eligible purchases during the preceding 12-month period
$299 annual fee waived first year
Annual fee waived if organization spends $100,000+ in eligible purchases in preceding 12 months
$299 annual fee waived each subsequent year if organization spends $100,000 or more on eligible purchases in the preceding 12-month period
Annual fee waived in subsequent years if organization spends $100,000+ in eligible purchases during preceding 12-month period
Annual fee waived in subsequent years with $100,000+ annual spend
$299 annual fee waived in subsequent years if $100,000+ in eligible purchases during preceding 12-month period
$299 annual fee (waived first year; waived in subsequent years with $100,000+ in annual spend)
$299 annual fee, waived the first year
Annual fee waived in subsequent years if spending is $100,000 or more during the 12-month period
Balance Transfer Fee: $10 or 4% of balance transfer amount (whichever is greater)
Cash Advance Fee: $10 or 4% of cash advance amount (whichever is greater)

Bonus paid in cash-back rewards
Card also earns 2% unlimited cash back on all eligible purchases
10% Loyalty Cash Bonus when cash rewards are redeemed into an eligible Truist Business Deposit account
Bonus paid as cash rewards (1 cent per point value)
Loyalty Cash Bonus available: 10% when redeemed into Truist business deposit account; up to 50% with qualifying relationship balances
Rewards expire 5 years from date of issuance
Available exclusively through Truist branches and business banking teams
2% unlimited cash back on eligible purchases
Additional 10% Loyalty Cash Bonus when cash rewards are redeemed into eligible Truist business deposit account
2% unlimited cash back on all eligible purchases
10% loyalty cash bonus when rewards redeemed into Truist business deposit account
Card subject to credit approval
Bonus is paid in cash-back rewards
10% Loyalty Cash Bonus available when cash rewards are redeemed into eligible Truist business deposit account
Rewards earn 2% unlimited cash back on all eligible purchases
Card is a Visa Infinite product with premium benefits
Rewards expire 5 years after issuance
Card must remain in Good Standing to use rewards
10% Loyalty Cash Bonus when redeeming into eligible Truist business deposit account
Bonus pays $1,000 in cash rewards
10% Loyalty Cash Bonus when rewards redeemed into eligible Truist business deposit account
Cash advances, quasi-cash items, convenience checks, stored value cards, and reward incentive purchases do not earn rewards
Annual fee waived in subsequent years if organization spends $100,000+ on eligible purchases in preceding 12 months
10% Loyalty Cash Bonus when cash rewards deposited into eligible Truist business deposit account
Earn 2% unlimited cash back on all eligible purchases
Additional 10% loyalty cash bonus when rewards are redeemed into eligible Truist Business Deposit account
Unsecured credit lines from $15,000 to $100,000 for approved clients
Available as Truist Business Premium Visa Infinite card
Only public signup bonus (no referral program documented)
Eligible purchases exclude cash advances, quasi-cash items, convenience checks, stored value cards, and rewards incentive purchases
Rewards are redeemable for cash back, statement credits, merchandise, gift cards, travel, and Event Tickets
10% Loyalty Cash Bonus when cash rewards are redeemed into eligible Truist business deposit account
Earn 2% cash back on purchases; $15,000 spend = $300 in cash back plus $1,000 bonus
Card features Visa Infinite benefits including 24/7 concierge service, trip delay coverage, auto rental protection, and price protection
2% unlimited cash back on all purchases
No foreign transaction fees
Credit approval required
Visa Infinite benefits including 24/7 concierge service, trip delay coverage, auto rental protection and price protection
Rewards expire at the end of the month that is five (5) years from the date of issuance
Card launched October 2, 2025

Sign-Up Bonus

$1,000

View Promo Terms →

Last updated July 6, 2026

Saved source PDFs

Jun 23, 2026

Terms page Download

Discussion

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How to evaluate Truist Business Premium Card Bonus

Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.

More credit card bonuses →All Truist offers →No annual fee card bonuses →Compare Amex and Chase bonuses →

Qualification checklist

Timing

Qualifying period: Within 90 days of account opening

How to qualify

Spend $15,000 on eligible purchases within the first 90 days after account opening
New business account
$15,000 in purchases within first 90 days after account opening
$15,000 in eligible purchases within the first 90 days of account opening

Common pitfalls

Available only in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC
Available exclusively through Truist branches and business banking teams
New cardholders only
Credit approval required

What makes this offer different

What makes this credit card offer different

This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.

Bonus value versus similar offers

The sign-up bonus is below the current nearby $2,000 median, so the requirements and any referral or portal stack matter more.

Requirement clarity

Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.

Frequently Asked Questions

How long do I have to qualify for Truist Business Premium Card Bonus?

The qualifying period listed for Truist Business Premium Card Bonus is Within 90 days of account opening.

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100,000 points bonus

Deposit

Bonus

$15,000 spend

$1,000

Requirements

✓Spend $15,000 on eligible purchases within the first 90 days after account opening

✓New business account

✓$15,000 in purchases within first 90 days after account opening

✓$15,000 in eligible purchases within the first 90 days of account opening

✓$15,000 in eligible purchases within the first 90 days after account opening

✓Spend $15,000 on purchases in the first 90 days after account opening

✓$15,000 in purchases in the first 90 days after account opening

✓$15,000 in eligible purchases within the first 90 days

✓$15,000 in eligible purchases within first 90 days of account opening

✓Credit approval required

✓$15,000 in eligible purchases within 90 days of account opening

✓$15,000 in purchases within 90 days of account opening

✓Spend $15,000 on purchases within first 90 days of account opening

✓Minimum $15,000 in eligible purchases within first 90 days of account opening

✓$15,000 in eligible purchases within first 90 days

✓$15,000 in purchases within first 90 days of account opening

✓Minimum $15,000 in eligible purchases within 90 days of account opening

Restrictions

⚠Available only in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC

⚠Available exclusively through Truist branches and business banking teams

⚠New cardholders only

⚠Credit approval required

⚠New customers only

⚠Subject to credit approval

⚠Geographic availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC

⚠Business account required

⚠Organization must be based in the United States

⚠Available in select states: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC

⚠New customer account opening required

⚠Available in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC

⚠New business accounts only

⚠Available in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC

⚠Available exclusively in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC

⚠Available in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC

⚠New applicants only

⚠Limited availability by state: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC

⚠New cardmembers only

⚠Limited to specific U.S. regions: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC

⚠Geographic restriction: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC

Fees

$299 annual fee, waived for the first year and in any given year once the organization reaches $100,000 in eligible purchases

$299 annual fee waived for first year

$299 annual fee waived annually if $100,000+ in eligible purchases during preceding 12 months

$299 annual fee (waived first year)

Annual fee waived in subsequent years with $100,000+ in qualifying spend

Annual fee waived in subsequent years if organization reaches $100,000 in eligible purchases per year

$299 annual fee waived in subsequent years if $100,000+ spent on eligible purchases during preceding 12-month period

$299 annual fee waived for the first year

$299 annual fee waived in subsequent years with $100,000+ in eligible purchases

Annual fee waived in subsequent years if $100,000+ in eligible purchases in preceding 12 months

$299 annual fee, waived first year

Annual fee waived each following year if organization spends $100,000 or more in eligible purchases during the preceding 12-month period

$299 annual fee waived first year

Annual fee waived if organization spends $100,000+ in eligible purchases in preceding 12 months

$299 annual fee waived each subsequent year if organization spends $100,000 or more on eligible purchases in the preceding 12-month period

Annual fee waived in subsequent years if organization spends $100,000+ in eligible purchases during preceding 12-month period

Annual fee waived in subsequent years with $100,000+ annual spend

$299 annual fee waived in subsequent years if $100,000+ in eligible purchases during preceding 12-month period

$299 annual fee (waived first year; waived in subsequent years with $100,000+ in annual spend)

$299 annual fee, waived the first year

Annual fee waived in subsequent years if spending is $100,000 or more during the 12-month period

Balance Transfer Fee: $10 or 4% of balance transfer amount (whichever is greater)

Cash Advance Fee: $10 or 4% of cash advance amount (whichever is greater)