What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
U.S. Bank Business Leverage Bonus — Up to 75,000 Points
Sign up for U.S. Bank Business Leverage Bonus and earn up to $750 in bonus rewards.
Qualifying Period
120 days from account opening
Payout
6-8 weeks after meeting spend requirement
Requirements
- ✓Min $7,500 eligible net purchases within 120 days of account opening
- ✓Minimum $7,500 in eligible net purchases within 120 days of account opening
- ✓Spend $7,500 in eligible net purchases on Account Owner's card within 120 days of account opening
- ✓$7,500 in eligible net purchases required within 120 days of account opening
Restrictions
- ⚠New customers only
- ⚠Existing and previous Business Leverage accounts do not qualify for bonus points for a similar account type
- ⚠This offer may not be combined with any other bonus offer
- ⚠Subject to credit approval
- ⚠Account Owner's Card only (not employee cards)
- ⚠Account owner's card only (authorized employee cards do not count toward spend requirement)
- ⚠One per household
- ⚠Account Owner's card spend only; employee cards do not count
- ⚠New cardmembers only
- ⚠Existing and previous Business Leverage accounts do not qualify
- ⚠Bonus does not apply to account upgrades
- ⚠Only Account Owner's card spending counts toward requirement; authorized employee cards do not count
- ⚠One-time bonus only
- ⚠Cannot be combined with other bonus offers
- ⚠Only the Account Owner's card counts toward the spending requirement (employee/authorized user cards do not)
- ⚠New cardholders only
- ⚠Only Account Owner's card purchases count
- ⚠Offer may not be combined with other bonus offers
Fees
- $95 annual fee (waived first year)
- No annual fee for employee cards
- $0 annual fee first year, then $95 per year
- Employee cards are free
- $0 annual fee first year
- $95 annual fee thereafter
- Free employee cards
- $0 annual fee first year, then $95/year
- Each point is worth $0.01 when redeemed for cash back or U.S. Bank deposit
- Points may be redeemed for cash back as statement credit or deposit to eligible U.S. Bank checking/savings account only
- Points expire 5 years from the end of the quarter in which they are earned
- Foreign transaction fees do not apply
- Offer may not be combined with any other bonus offer
- Subject to credit approval
- An additional bonus reward of up to $150 may be available
- May not be combined with any other bonus offer
- Existing and previous Business Leverage accounts do not qualify
- Points expire 5 years from end of quarter earned
- Each point is worth $0.01 when redeemed as cash back or deposit to U.S. Bank account
- Points expire five years from end of quarter earned
- Points redeemed for travel, merchandise, gift cards may have different values
- Each point is worth $0.01 when redeemed
- Points may be redeemed for cash back as statement credit or deposit to a U.S. Bank checking or savings account
- Points expire five years from the end of the quarter in which they are earned
- Minimum redemption for statement credit is 5,000 points ($50)
- Employee/authorized user card purchases do not count toward spending requirement
- Net Purchases are purchases minus credits and returns
- Only available online
Last updated June 1, 2026
How to evaluate U.S. Bank Business Leverage Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 120 days from account opening
- Payout timeline
- 6-8 weeks after meeting spend requirement
How to qualify
- Min $7,500 eligible net purchases within 120 days of account opening
- Minimum $7,500 in eligible net purchases within 120 days of account opening
- Spend $7,500 in eligible net purchases on Account Owner's card within 120 days of account opening
- $7,500 in eligible net purchases required within 120 days of account opening
Common pitfalls
- New customers only
- Existing and previous Business Leverage accounts do not qualify for bonus points for a similar account type
- This offer may not be combined with any other bonus offer
- Subject to credit approval
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $3,025 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for U.S. Bank Business Leverage Bonus?
The qualifying period listed for U.S. Bank Business Leverage Bonus is 120 days from account opening.
When does U.S. Bank Business Leverage Bonus pay out?
The payout timeline listed for U.S. Bank Business Leverage Bonus is 6-8 weeks after meeting spend requirement.
