What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
U.S. Bank Cash+ Bonus — Up to $250
Sign up for U.S. Bank Cash+ Bonus and earn up to $250 in bonus rewards.
Qualifying Period
within 90 days of account opening
Payout
1-2 statement billing cycles after meeting spend requirement
Requirements
- ✓Minimum $1,000 in eligible net purchases within 90 days of account opening
- ✓Spend $1,000 in eligible purchases within 90 days of account opening
- ✓$1,000 in eligible purchases within 90 days of account opening
- ✓Spend $1,000 in eligible purchases within first 90 days of account opening
- ✓Approved for new U.S. Bank Cash+ Visa Signature card
- ✓Minimum $1,000 in eligible net purchases within 90 days
- ✓$1,000 in eligible net purchases within first 90 days of account opening
- ✓Spend $1,000 in eligible purchases within the first 90 days of account opening
- ✓Spend $1,000 or more in eligible purchases within 90 days of account opening
- ✓Spend $1,000 in eligible net purchases within 90 days of account opening
- ✓Spend $1,000 in eligible purchases within first 90 days
Restrictions
- ⚠New cardholders only
- ⚠Existing and previous Cash Rewards account holders do not qualify
- ⚠One-time bonus per applicant
- ⚠Cannot be combined with other bonus offers
- ⚠Offer subject to credit approval
- ⚠New cardmembers only
- ⚠Existing and previous Cash Rewards accounts do not qualify
- ⚠Cannot be combined with any other bonus offer
- ⚠New customers only
- ⚠One-time bonus per customer
- ⚠Subject to credit approval
- ⚠Offer may not be combined with any other bonus offer
- ⚠Offer is subject to credit approval
- ⚠One-time bonus; cannot be combined with other bonus offers
- ⚠One-time bonus per account
- ⚠One-time bonus
- ⚠May not be combined with any other bonus offer
- ⚠One-time bonus per person
- ⚠May not be combined with other bonus offers
- ⚠Offer not combinable with any other bonus offer
Fees
- $0 annual fee
- Bonus does not apply toward account upgrades
- Balance transfer fee: 5% of transfer amount ($5 minimum)
- Bonus awarded as cash back redeemable for statement credit or deposit to U.S. Bank account
- Cash back not earned on advances, convenience checks, balance transfers, fees, insurance charges, prepaid card funding, U.S. Mint purchases, or cash convertible items
- Rewards expire 36 months after the billing cycle in which earned
- Bonus is awarded for redemption when approved and after eligible Net Purchases of $1,000+ are made within 90 days from account opening
- Bonus cash does not apply toward account upgrades
- Offer may not be combined with any other bonus offer
- One-time bonus, awarded upon approval and after spend requirement is met
- Cash rewards expire 36 months after the billing cycle in which they were earned
- Bonus payout is in the form of cash rewards credited to rewards balance
- Offer is for limited time only
- Bonus is awarded for redemption on rewards balance
- Net purchases are purchases minus credits and returns
- Cash back is not earned on Advances, Balance Transfers, Fees, or certain other transaction types
- Bonus credited as cash rewards to rewards balance
- One-time bonus only
- One-time bonus will be awarded for redemption
- Balance transfer fee: 3% of transfer amount or $5 minimum, whichever is greater
- Foreign transaction fee: 3%
- 0% intro APR on purchases and balance transfers for first 15 billing cycles
- Bonus is credited as a statement credit to rewards balance
- 3% foreign transaction fee applies
- Offer subject to credit approval
- Bonus awarded for redemption only after account approval and spend requirement met
- One-time bonus will be awarded for redemption when approved for new Cash+ Visa Signature Card
- Maximum Cash Rewards value applies to statement credit or deposit into eligible U.S. Bank Account; redemption value may differ for other reward options
Last updated July 18, 2026
Saved source PDFs
Jul 18, 2026Change detected
Signup pagechangedDownloadTerms pagechangedDownload
Jul 10, 2026Change detected
How to evaluate U.S. Bank Cash+ Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 90 days of account opening
- Payout timeline
- 1-2 statement billing cycles after meeting spend requirement
How to qualify
- Minimum $1,000 in eligible net purchases within 90 days of account opening
- Spend $1,000 in eligible purchases within 90 days of account opening
- $1,000 in eligible purchases within 90 days of account opening
- Spend $1,000 in eligible purchases within first 90 days of account opening
Common pitfalls
- New cardholders only
- Existing and previous Cash Rewards account holders do not qualify
- One-time bonus per applicant
- Cannot be combined with other bonus offers
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,500 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for U.S. Bank Cash+ Bonus?
The qualifying period listed for U.S. Bank Cash+ Bonus is within 90 days of account opening.
When does U.S. Bank Cash+ Bonus pay out?
The payout timeline listed for U.S. Bank Cash+ Bonus is 1-2 statement billing cycles after meeting spend requirement.
