What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
U.S. Bank Business Leverage Bonus — Up to 75,000 Points
Sign up for U.S. Bank Business Leverage Bonus and earn up to $750 in bonus rewards.
Qualifying Period
4 months of account opening
Payout
1-2 statement billing cycles
Requirements
- ✓$7,500 in eligible net purchases on Account Owner's card
- ✓Earned within 4 months of account opening
- ✓Subject to credit approval
- ✓Minimum $7,500 in eligible net purchases within 4 months of account opening
- ✓$7,500 in eligible net purchases within 120 days of account opening
- ✓$7,500 in eligible net purchases required
Restrictions
- ⚠New cardholders only
- ⚠One bonus per person
- ⚠Not combinable with other bonus offers
- ⚠Eligible Net Purchases only (excludes balance transfers, cash advances, fees)
- ⚠Account Owner's card only — authorized user purchases do not count
- ⚠Subject to credit approval
- ⚠May not be combined with any other bonus offer
- ⚠New cardmembers only
- ⚠Only Account Owner's card counts toward qualifying spend (authorized employee cards do not count)
- ⚠Offer may not be combined with any other bonus offer
- ⚠Account Owner's Card only (authorized employee cards do not count toward spend requirement)
Fees
- $0 introductory annual fee first year, then $95 per year
- No annual fee for employee/authorized cards
- $0 introductory annual fee first year, then $95
- $0 intro annual fee the first year; $95 per year thereafter
- $0 annual fee for first year, $95 thereafter
- $0 annual fee for employee cards
- Account Owner's card only—employee/authorized cards do not count toward spend requirement
- Points expire 5 years from end of calendar quarter earned
- Maximum point value at $0.01 per point when redeemed for U.S. Bank account deposit or charity
- Points expire five years from the end of the quarter in which they are earned
- Each point is worth $0.01 when redeemed
- Maximum point value applies when redeemed for deposit into an eligible U.S. Bank account; other redemption values may vary
- Existing and previous Business Leverage accounts do not qualify for bonus points for a similar account type
- One-time bonus points do not apply toward account upgrades
- Points may be redeemed for statement credit, deposit to eligible U.S. Bank account, travel, gift cards, or merchandise
- Offer may not be combined with any other bonus offer
- Subject to credit approval
- Net Purchases are purchases minus credits and returns
- Please allow 1-2 statement billing cycles for points to be credited to account
ExpiredOffer expired February 19, 2022
Last updated July 6, 2026
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How to evaluate U.S. Bank Business Leverage Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 4 months of account opening
- Payout timeline
- 1-2 statement billing cycles
How to qualify
- $7,500 in eligible net purchases on Account Owner's card
- Earned within 4 months of account opening
- Subject to credit approval
- Minimum $7,500 in eligible net purchases within 4 months of account opening
Common pitfalls
- New cardholders only
- One bonus per person
- Not combinable with other bonus offers
- Eligible Net Purchases only (excludes balance transfers, cash advances, fees)
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does U.S. Bank Business Leverage Bonus expire?
U.S. Bank Business Leverage Bonus expires on February 19, 2022.
How long do I have to qualify for U.S. Bank Business Leverage Bonus?
The qualifying period listed for U.S. Bank Business Leverage Bonus is 4 months of account opening.
When does U.S. Bank Business Leverage Bonus pay out?
The payout timeline listed for U.S. Bank Business Leverage Bonus is 1-2 statement billing cycles.
