What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
U.S. Bank Business Triple Cash Bonus — Up to $750
Sign up for U.S. Bank Business Triple Cash Bonus and earn up to $750 in bonus rewards.
Qualifying Period
180 days from account opening
Requirements
- ✓Min $6,000 eligible net purchases within 180 days of account opening
- ✓Spend $6,000 on qualifying purchases within 180 days of account opening
- ✓Spend $6,000 in net purchases on the Account Owner's card within 180 days of account opening
- ✓Account must be open and in good standing
- ✓Minimum $6,000 in eligible Net Purchases within 180 days of account opening
- ✓Min $6,000 in Net Purchases within 180 days of account opening
- ✓$6,000 in net purchases within 180 days of account opening
- ✓Spend $6,000 on Account Owner's card within 180 days of account opening
- ✓$6,000 in eligible Net Purchases on Account Owner's Card within 180 days from account opening
- ✓Minimum $6,000 in eligible Net Purchases on Account Owner's Card within 180 days from account opening
- ✓$6,000 in eligible net purchases
- ✓Minimum $6,000 in eligible Net Purchases within 180 days from account opening
- ✓Net Purchases are purchases minus credits and returns
- ✓Min $6,000 in eligible Net Purchases on Account Owner's Card within 180 days from account opening
- ✓Minimum $6,000 in Net Purchases within 180 days of account opening
- ✓Spend $6,000 in eligible net purchases
- ✓Minimum spend must be met within 180 days from account opening
- ✓Minimum $6,000 in eligible net purchases within 180 days
- ✓Min $6,000 spend on Account Owner's Card within 180 days
- ✓Minimum $6,000 in eligible net purchases required
- ✓$6,000 in eligible Net Purchases within 180 days from account opening
- ✓Spend $6,000 in eligible net purchases within 180 days of account opening
Restrictions
- ⚠New customers only
- ⚠Account Owner's Card only (excludes authorized employee cards)
- ⚠New cardmembers only
- ⚠Only Account Owner's card spending counts toward bonus (employee cards excluded)
- ⚠New credit card holders only
- ⚠Purchases on Account Owner's card only (employee card purchases do not count)
- ⚠New credit card customers only
- ⚠Bonus must be earned on Account Owner's Card only (not authorized user cards)
- ⚠Existing and previous Cash Rewards accounts do not qualify
- ⚠New cardholders only
- ⚠Offer subject to credit approval
- ⚠Offer may not be combined with any other offer
- ⚠Only applies to Account Owner's Card, not employee cards
- ⚠Only spending on Account Owner's card counts (not employee cards)
- ⚠Must spend $6,000 in first 180 days
- ⚠New cardmember only
- ⚠Subject to credit approval
- ⚠Primary account holder's card spend only (authorized employee cards do not count)
- ⚠Bonus earned only on Account Owner's Card (not employee cards)
Fees
- $0 annual fee
- 3% foreign transaction fee
- Net Purchases are purchases minus credits and returns
- Rewards earned based on eligible Net Purchases
- Offer may not be combined with any other offer
- Subject to credit approval
- Cash Rewards expire if no reward, purchase, or balance activity for 12 consecutive statement cycles
- Balance transfer fee: 5% of amount or $5 minimum, whichever is greater
- Cash advance fee: 5% of amount or $10 minimum, whichever is greater
- 3% foreign transaction fee
- 0% intro APR on purchases and balance transfers for 12 months, then 17.24%-26.24% variable APR
- One-time bonus per new account
- Account must remain open and in good standing on the closing date of the billing cycle to earn and redeem rewards
- Cash back does not expire as long as account remains active with activity at least every 12 months
- Employee authorized cards do not count toward spend requirement
- Cash rewards do not expire as long as account remains active
- Offer may not be combined with other offers
- Cash back does not expire as long as account remains active
- Rewards can be redeemed as statement credit, U.S. Bank account deposit, Rewards Card, or Real-Time Rewards
- Cash Rewards expire if there is no reward, purchase, or balance activity for 12 consecutive statement cycles
- Cash Rewards do not expire as long as the account remains active
- Account must be open and in good standing to earn rewards
- Offer may not be combined with any other bonus offer
- Rewards never expire as long as account remains active
- A statement credit will not satisfy the minimum payment requirement
- Account must be open and in good standing on the closing date of the billing cycle to earn and redeem rewards
- Account must be open and in good standing to earn and redeem rewards
- Maximum Cash Rewards value applies to statement credit or deposit into eligible U.S. Bank Account
- Only the Account Owner's card counts toward the spend requirement; authorized employee cards do not qualify
Last updated July 28, 2026
Saved source PDFs
Jul 28, 2026Change detected
Signup pagechangedDownloadTerms pagechangedDownload
Jul 20, 2026Change detected
How to evaluate U.S. Bank Business Triple Cash Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 180 days from account opening
How to qualify
- Min $6,000 eligible net purchases within 180 days of account opening
- Spend $6,000 on qualifying purchases within 180 days of account opening
- Spend $6,000 in net purchases on the Account Owner's card within 180 days of account opening
- Account must be open and in good standing
Common pitfalls
- New customers only
- Account Owner's Card only (excludes authorized employee cards)
- New cardmembers only
- Only Account Owner's card spending counts toward bonus (employee cards excluded)
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $1,450 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for U.S. Bank Business Triple Cash Bonus?
The qualifying period listed for U.S. Bank Business Triple Cash Bonus is 180 days from account opening.
