What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Wells Fargo Choice Privileges Bonus — Up to 60,000 Points
Sign up for Wells Fargo Choice Privileges Bonus and earn up to $360 in bonus rewards.
Qualifying Period
within 3 months of account opening
Payout
within 1-2 billing periods after earned
Requirements
- ✓Spend $1,000 in purchases within the first 3 months
- ✓Minimum $1,000 in net purchases within first 3 months
- ✓Minimum $1,000 in net purchases within 3 months of account opening
- ✓Min $1,000 net purchases in first 3 months
- ✓Minimum $1,000 in net purchases within first 3 months from account opening
- ✓Min $1,000 in net purchases within 3 months of account opening
- ✓$1,000 in net purchases (purchases minus returns/credits) in first 3 months
- ✓Credit qualification required
Restrictions
- ⚠New cardmembers only
- ⚠May not be eligible if opened a Choice Privileges Credit Card within the last 15 months and received an introductory bonus offer
- ⚠New customers only
- ⚠May not qualify if opened a Wells Fargo credit card in the last 15 months
- ⚠Not eligible if you opened a Choice Privileges card within the last 15 months and received a bonus
- ⚠New applicants only
- ⚠Credit qualified applicants only
- ⚠New cardholders only
- ⚠May not be eligible if opened a Choice Privileges Credit Card within last 15 months
- ⚠May not qualify if opened a Wells Fargo credit card in the last 6 months
- ⚠Cannot hold both Choice Privileges Mastercard and Choice Privileges Select Mastercard simultaneously
- ⚠Must not have opened a Choice Privileges card within the last 15 months if received bonus on that card
Fees
- $0 annual fee
- No foreign transaction fees
- Cash advances and balance transfers do not apply for purposes of this offer
- Bonus points will show as redeemable within 1-2 billing periods after earned
- Cash advances and balance transfers do not qualify
- Bonus shown as redeemable within 1-2 billing periods after earned
- Certain merchant categories excluded (ATM charges, cash advances, traveler's checks, pre-paid gift cards, balance transfers, wire transfers, fees, bets/wagers, casino chips, lottery tickets)
- Purchases made through third-party payment accounts, online marketplaces, mobile/wireless card readers, or digital wallets may not qualify
- Points show as redeemable within 1-2 billing periods after earned
- ATM charges, cash advances, traveler's checks, money orders, pre-paid gift cards, balance transfers, wire transfers, fees, interest, bets/wagers, casino chips, lottery tickets do not earn rewards points
- Cash advances, balance transfers, ATM charges, and certain other transactions do not earn bonus points
- Points shown as redeemable within 1-2 billing periods after earned
- Cash advances, balance transfers, ATM charges, traveler's checks, money orders, pre-paid gift cards, SUPERCHECKS, wire transfers, fees/interest, casino gaming chips, lottery tickets, and off-track wagers do not earn rewards points
- Bonus points show as redeemable within 1-2 billing periods after earned
- Earn 5X points on qualifying Choice Hotel stays, 3X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on other purchases
Last updated July 11, 2026
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How to evaluate Wells Fargo Choice Privileges Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 3 months of account opening
- Payout timeline
- within 1-2 billing periods after earned
How to qualify
- Spend $1,000 in purchases within the first 3 months
- Minimum $1,000 in net purchases within first 3 months
- Minimum $1,000 in net purchases within 3 months of account opening
- Min $1,000 net purchases in first 3 months
Common pitfalls
- New cardmembers only
- May not be eligible if opened a Choice Privileges Credit Card within the last 15 months and received an introductory bonus offer
- New customers only
- May not qualify if opened a Wells Fargo credit card in the last 15 months
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Wells Fargo Choice Privileges Bonus?
The qualifying period listed for Wells Fargo Choice Privileges Bonus is within 3 months of account opening.
When does Wells Fargo Choice Privileges Bonus pay out?
The payout timeline listed for Wells Fargo Choice Privileges Bonus is within 1-2 billing periods after earned.
