What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Wells Fargo Choice Privileges Bonus — Up to 60,000 Points
Sign up for Wells Fargo Choice Privileges Bonus and earn up to $360 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $1,000 spend in first 3 months | 60,000 points |
Qualifying Period
Within 3 months of account opening
Payout
Within 1-2 billing periods
Requirements
- ✓Spend $1,000 in purchases within first 3 months
- ✓$1,000 in net purchases (purchases minus returns/credits) within 3 months from account opening
- ✓Credit card subject to credit qualification
- ✓Minimum $1,000 in net purchases within 3 months of account opening
- ✓Spend $1,000 in purchases in the first 3 months
- ✓$1,000 in net purchases (purchases minus returns/credits) within 3 months of account opening
- ✓Spend $1,000 in purchases within the first 3 months
- ✓Minimum $1,000 in net purchases within first 3 months
- ✓Min $1,000 net purchases in first 3 months
- ✓Minimum $1,000 in net purchases within first 3 months from account opening
- ✓Min $1,000 in net purchases within 3 months of account opening
- ✓$1,000 in net purchases (purchases minus returns/credits) in first 3 months
- ✓Credit qualification required
Restrictions
- ⚠New cardholders only
- ⚠Limited-time offer (exact end date not specified on current page)
- ⚠New customers only
- ⚠Cannot open another Wells Fargo credit card within 6 months and receive a bonus
- ⚠Cannot have opened a Wells Fargo credit card in the last 6 months
- ⚠Cannot have opened a Choice Privileges card within the last 15 months with a previous bonus offer
- ⚠Cannot have opened another Wells Fargo credit card in the last 6 months to qualify for bonus
- ⚠New cardmembers only
- ⚠May not be eligible if opened a Choice Privileges Credit Card within the last 15 months and received an introductory bonus offer
- ⚠May not qualify if opened a Wells Fargo credit card in the last 15 months
- ⚠Not eligible if you opened a Choice Privileges card within the last 15 months and received a bonus
- ⚠New applicants only
- ⚠Credit qualified applicants only
- ⚠May not be eligible if opened a Choice Privileges Credit Card within last 15 months
- ⚠May not qualify if opened a Wells Fargo credit card in the last 6 months
- ⚠Cannot hold both Choice Privileges Mastercard and Choice Privileges Select Mastercard simultaneously
- ⚠Must not have opened a Choice Privileges card within the last 15 months if received bonus on that card
Fees
- $0 annual fee
- No foreign transaction fees
- Cash advances, balance transfers, and fees do not qualify for bonus
- Automatic Gold Elite status with Choice Privileges program
- Bonus points show as redeemable within 1-2 billing periods
- Purchases not processed using Mastercard merchant codes may not qualify
- Cash advances and balance transfers do not qualify
- Purchases through third-party payment accounts, online marketplaces, or with mobile/digital wallets may not qualify
- Bonus points show as redeemable within 1–2 billing periods
- Limited-time offer; terms differ by marketing channel; must click 'Apply now' on the Wells Fargo website
- Limited time offer
- Bonus points redeemable for up to 7 reward nights at select Choice Hotels properties
- 60,000 bonus points available for limited time
- Points earned are redeemable within 1-2 billing periods
- Cash advances and balance transfers do not count toward qualifying spend
- Bonus may not be available to those who received a Choice Privileges bonus within the last 15 months
- Cash advances and balance transfers do not apply for purposes of this offer
- Bonus points will show as redeemable within 1-2 billing periods after earned
- Bonus shown as redeemable within 1-2 billing periods after earned
- Certain merchant categories excluded (ATM charges, cash advances, traveler's checks, pre-paid gift cards, balance transfers, wire transfers, fees, bets/wagers, casino chips, lottery tickets)
- Purchases made through third-party payment accounts, online marketplaces, mobile/wireless card readers, or digital wallets may not qualify
- Points show as redeemable within 1-2 billing periods after earned
- ATM charges, cash advances, traveler's checks, money orders, pre-paid gift cards, balance transfers, wire transfers, fees, interest, bets/wagers, casino chips, lottery tickets do not earn rewards points
- Cash advances, balance transfers, ATM charges, and certain other transactions do not earn bonus points
- Points shown as redeemable within 1-2 billing periods after earned
- Cash advances, balance transfers, ATM charges, traveler's checks, money orders, pre-paid gift cards, SUPERCHECKS, wire transfers, fees/interest, casino gaming chips, lottery tickets, and off-track wagers do not earn rewards points
Last updated September 8, 2026
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How to evaluate Wells Fargo Choice Privileges Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- Within 3 months of account opening
- Payout timeline
- Within 1-2 billing periods
How to qualify
- Spend $1,000 in purchases within first 3 months
- $1,000 in net purchases (purchases minus returns/credits) within 3 months from account opening
- Credit card subject to credit qualification
- Minimum $1,000 in net purchases within 3 months of account opening
Common pitfalls
- New cardholders only
- Limited-time offer (exact end date not specified on current page)
- New customers only
- Cannot open another Wells Fargo credit card within 6 months and receive a bonus
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Wells Fargo Choice Privileges Bonus?
The qualifying period listed for Wells Fargo Choice Privileges Bonus is Within 3 months of account opening.
When does Wells Fargo Choice Privileges Bonus pay out?
The payout timeline listed for Wells Fargo Choice Privileges Bonus is Within 1-2 billing periods.
