What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Wells Fargo One Key+ Credit Card Bonus — Up to $350
Sign up for Wells Fargo One Key+ Credit Card Bonus and earn up to $350 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| N/A | $350 in OneKeyCash after $3,000 spending in 3 months |
Qualifying Period
3 months from account opening
Payout
Within 1-2 billing periods after qualifying
Requirements
- ✓Spend $3,000 on net purchases in first 3 months
- ✓Account must remain open, not delinquent, and not in default
Restrictions
- ⚠New cardholders only
- ⚠Cannot have opened or closed a One Key, One Key+, or Hotels.com Card in last 48 months
Fees
- $99 annual fee
- $100 annual OneKeyCash on cardholder anniversary
- OneKeyCash can only be redeemed on Expedia, Hotels.com, and Vrbo
- OneKeyCash is not redeemable for cash
- Rewards expire after 18 months of account inactivity
- Anniversary bonus expires 12 months after issuance
- Automatic Gold status with card membership
- $120 statement credit for Global Entry or TSA PreCheck (once every four years)
- 3% in OneKeyCash on Expedia, Hotels.com, Vrbo, gas stations, grocery stores, and dining; 2% on other purchases
- Eligible net purchases exclude PayPal, resort fees, damage protection, bookings prior to approval, cancelled bookings, and bookings not logged into One Key account
ExpiredOffer expired April 27, 2026
Last updated July 6, 2026
How to evaluate Wells Fargo One Key+ Credit Card Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 3 months from account opening
- Payout timeline
- Within 1-2 billing periods after qualifying
How to qualify
- Spend $3,000 on net purchases in first 3 months
- Account must remain open, not delinquent, and not in default
Common pitfalls
- New cardholders only
- Cannot have opened or closed a One Key, One Key+, or Hotels.com Card in last 48 months
- $99 annual fee
- $100 annual OneKeyCash on cardholder anniversary
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 2 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Wells Fargo One Key+ Credit Card Bonus — Up to $350 expire?
Wells Fargo One Key+ Credit Card Bonus — Up to $350 expires on April 27, 2026.
How long do I have to qualify for Wells Fargo One Key+ Credit Card Bonus — Up to $350?
The qualifying period listed for Wells Fargo One Key+ Credit Card Bonus — Up to $350 is 3 months from account opening.
When does Wells Fargo One Key+ Credit Card Bonus — Up to $350 pay out?
The payout timeline listed for Wells Fargo One Key+ Credit Card Bonus — Up to $350 is Within 1-2 billing periods after qualifying.
