What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Wells Fargo One Key+ Bonus — Up to $350
Sign up for Wells Fargo One Key+ Bonus and earn up to $350 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| N/A | $350 OneKeyCash |
Qualifying Period
Within 3 months of account opening
Requirements
- ✓Min $3,000 in purchases within first 3 months of account opening
- ✓Spend $3,000 on purchases in the first 3 months of account opening
- ✓Spend $3,000 on net purchases in first 3 months
- ✓Account must remain open, not delinquent, and not in default
Restrictions
- ⚠New cardmembers only
- ⚠OneKeyCash not redeemable for cash
- ⚠OneKeyCash can only be used on Expedia, Hotels.com, and Vrbo
- ⚠New cardholders only
- ⚠Cannot open or close a similar One Key card within 48 months
- ⚠Cannot have opened or closed a One Key, One Key+, or Hotels.com Card in last 48 months
Fees
- $99 annual fee
- $100 OneKeyCash annual anniversary bonus
- $100 annual OneKeyCash on cardholder anniversary
- OneKeyCash expires if not used within offer-specific terms
- Card account must remain open, not delinquent, and not in default to earn ongoing rewards and anniversary bonuses
- OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com, and Vrbo
- Offers may differ depending on marketing channel (phone, email, online, direct mail, in-branch)
- OneKeyCash can only be redeemed on Expedia, Hotels.com, and Vrbo
- OneKeyCash is not redeemable for cash
- Rewards expire after 18 months of account inactivity
- Anniversary bonus expires 12 months after issuance
- Automatic Gold status with card membership
- $120 statement credit for Global Entry or TSA PreCheck (once every four years)
- 3% in OneKeyCash on Expedia, Hotels.com, Vrbo, gas stations, grocery stores, and dining; 2% on other purchases
- Eligible net purchases exclude PayPal, resort fees, damage protection, bookings prior to approval, cancelled bookings, and bookings not logged into One Key account
Expired
Last updated August 11, 2026
How to evaluate Wells Fargo One Key+ Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- Within 3 months of account opening
How to qualify
- Min $3,000 in purchases within first 3 months of account opening
- Spend $3,000 on purchases in the first 3 months of account opening
- Spend $3,000 on net purchases in first 3 months
- Account must remain open, not delinquent, and not in default
Common pitfalls
- New cardmembers only
- OneKeyCash not redeemable for cash
- OneKeyCash can only be used on Expedia, Hotels.com, and Vrbo
- New cardholders only
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Wells Fargo One Key+ Bonus?
The qualifying period listed for Wells Fargo One Key+ Bonus is Within 3 months of account opening.
