What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Wells Fargo One Key+ Bonus — Up to $350
Sign up for Wells Fargo One Key+ Bonus and earn up to $350 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| N/A | $350 OneKeyCash |
Qualifying Period
Within 3 months of account opening
Payout
Within 1-2 billing periods after earning
Requirements
- ✓$3,000 spend in first 3 months
- ✓Minimum $3,000 in net purchases within 3 months of account opening
- ✓Minimum $3,000 in net purchases (purchases minus returns/credits) in first 3 months
- ✓Must be a One Key member with active account on Expedia, Hotels.com, or Vrbo
- ✓Spend $3,000 on purchases in first 3 months
- ✓Minimum $3,000 spend in first 3 months
- ✓$3,000 in purchases within first 3 months
Restrictions
- ⚠New cardholders only
- ⚠Cannot be redeemed for cash
- ⚠New customers only
- ⚠Must not have an existing One Key, One Key+, or Hotels.com Card
- ⚠OneKeyCash not redeemable for cash
- ⚠OneKeyCash only usable on Expedia, Hotels.com, and Vrbo
- ⚠New cardmembers only
- ⚠Must spend $3,000 on purchases in first 3 months
- ⚠Credit approval required
Fees
- $99 annual fee
- OneKeyCash is redeemable only on Expedia, Hotels.com, and Vrbo
- Card holders automatically receive One Key Gold tier status
- OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com, and Vrbo
- Cash advances and cash equivalents do not earn OneKeyCash
- Bonus OneKeyCash expires within 90 days from claim date
- OneKeyCash cannot be transferred to other members
- OneKeyCash expires if no earning or redemption activity within 18 months
- Cardholders receive $100 annual OneKeyCash renewal credit on card anniversary
- Rewards expire after 18 months of account inactivity
- OneKeyCash expires after 18 months of account inactivity
- $100 OneKeyCash anniversary bonus each year
- Automatic One Key Gold elite status (save 20% or more on 10,000+ hotels worldwide)
- Up to $120 statement credit for Global Entry or TSA PreCheck application fee (once every four years)
- No foreign transaction fees
- Cell phone protection up to $1,000 against damage or theft (with $25 deductible)
- Trip cancellation and interruption protection
- Auto rental collision damage waiver (primary coverage in US)
ExpiredOffer expired April 27, 2026
Last updated August 16, 2026
Saved source PDFs
Jun 22, 2026
How to evaluate Wells Fargo One Key+ Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- Within 3 months of account opening
- Payout timeline
- Within 1-2 billing periods after earning
How to qualify
- $3,000 spend in first 3 months
- Minimum $3,000 in net purchases within 3 months of account opening
- Minimum $3,000 in net purchases (purchases minus returns/credits) in first 3 months
- Must be a One Key member with active account on Expedia, Hotels.com, or Vrbo
Common pitfalls
- New cardholders only
- Cannot be redeemed for cash
- New customers only
- Must not have an existing One Key, One Key+, or Hotels.com Card
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Wells Fargo One Key+ Bonus expire?
Wells Fargo One Key+ Bonus expires on April 27, 2026.
How long do I have to qualify for Wells Fargo One Key+ Bonus?
The qualifying period listed for Wells Fargo One Key+ Bonus is Within 3 months of account opening.
When does Wells Fargo One Key+ Bonus pay out?
The payout timeline listed for Wells Fargo One Key+ Bonus is Within 1-2 billing periods after earning.
