✓$30,000 spend in first 3 months for welcome bonus
✓$500,000 spend in year for additional $2,000 bonus
✓Account must be open and in good standing
✓Spend $30,000 in the first 3 months
✓Spend $30,000 in first 3 months for $2,000 welcome bonus
✓For additional bonuses: earn $2,000 for every $500,000 spent during the first year (can earn multiple times)
✓Additional $2,000 bonus for every $500,000 spent in the first year
✓Minimum $30,000 spend in first 3 months for initial $2,000 bonus
✓Authorized representative of business required to apply
✓Business details and credit verification required
✓$30,000 spend in first 3 months for initial bonus
✓Additional $2,000 bonus for every $500,000 spent in first year
✓Spend $30,000 in the first 3 months for the $2,000 welcome bonus
✓Spend $500,000 in the first year to earn an additional $2,000 (repeatable)
✓$30,000 in purchases within first 3 months
✓Spend $30,000 in first 3 months
✓Plus additional $2,000 for every $500,000 spent in first year (no limit)
Restrictions
⚠New cardholders only
⚠Not available for existing or previous Capital One Business card holders
⚠Bonuses available only by starting application process from the offer page
⚠New customers only
⚠Must apply from the offer page to receive bonus
⚠New customers only — not available for existing or previous Capital One Business card holders
⚠Must start application from the offer page to qualify
⚠Bonus must be earned by clicking Apply Now on the signup page
⚠New customers only - not available to existing or previous Capital One Business card holders
⚠Bonuses available only when applying from the issuer's website
⚠Not available to existing or previous Capital One Business card holders
⚠New customers only — not available to existing or previous Capital One Business card holders
⚠Offer available only when starting application from Capital One's website; may not be available if you navigate away or close the page
⚠Bonuses only available by starting application from official Capital One page
⚠Bonuses only available by clicking 'Apply Now' on the offer page
⚠New customers only — may not be available for existing or previous Capital One Business card holders
⚠Bonuses available only by clicking Apply Now button on Capital One's official page
Fees
$150 annual fee (refunded if you spend $150,000 annually)
$150 annual fee (refunded when spending $150,000 annually)
$150 annual fee (refunded when you spend at least $150,000 annually)
$150 annual fee (refunded annually if you spend at least $150,000)
$150 annual fee (refunded annually when you spend at least $150,000)
$150 annual fee (refunded if spending reaches $150,000 annually)
$150 annual fee (refundable with $150,000+ annual spend)
$150 annual fee (refunded if you spend at least $150,000 per year)
$150 annual fee (refunded if you spend $150,000+ annually)
$150 annual fee (refunded annually if $150,000+ spent)
$150 annual fee (refundable when spending $150,000+ annually)
$150 annual fee (refunded each year when spending reaches $150,000)
$150 annual fee (refundable if $150,000+ spent annually)
$150 annual fee (refunded annually if $150,000+ in net purchases by membership anniversary date)
$150 annual fee (refunded when you spend at least $150,000 in net purchases by membership anniversary date)
$150 annual fee (refunded annually if spending reaches $150,000)
$150 annual fee (refunded if business spends $150,000+ annually)
$150 annual fee (refundable if you spend at least $150,000 annually)
$150 annual fee (refundable if spending reaches $150,000 in a calendar year)
$150 annual fee
Annual fee waived if you spend at least $150,000 in net purchases by your membership anniversary date
2.99% late payment fee on outstanding statement balance if balance not paid in full
Travel credit expires 15 months after account opening
Travel credit can only be used for purchases through Capital One Business Travel portal
No rewards earned on travel credit
If purchase using credit is cancelled, credit restored if not expired
Card is designed to be paid in full each month
Late fee of 2.99% on outstanding statement balance if not paid in full
Additional $2,000 cash bonus available for every $500,000 spent in the first year (can earn multiple times)
$500 travel credit is limited-time offer and expires 15 months after account opening
Travel credit only redeemable through Capital One Business Travel
Spark Cash Plus is a charge card with no preset spending limit
$500 Capital One Business Travel credit also available as limited-time offer (spend $30,000 in first 3 months; expires 15 months after account opening)
Bonuses may not be available if you navigate away or close the signup page
Card is a charge card designed to be paid in full each month
No preset spending limit — purchasing power adjusts based on spending and payment behavior
Cash back rewards do not expire and belong to the cardholder for the life of the account
No preset spending limit
Limited-time $500 Capital One Business Travel credit available when spending $30,000 in 3 months
Additional $2,000 bonus earned for every $500,000 spent in the first year (no limit on times earned)
$500 Capital One Business Travel credit expires 15 months after account opening
Cash back does not expire for life of account
Card must be open and in good standing to receive bonuses and credits
Card must be open and in good standing at time of rewards redemption
Account must be open to redeem rewards
Bonuses available only when application process initiated from the offer page
Cash rewards do not expire for the life of the account
Account must remain open or rewards may be forfeited
No preset spending limit; adapts based on spending behavior and credit profile
How to evaluate Capital One Business Spark Cash Plus Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.