What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
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Credit Card
Chase IHG Rewards Premier Card Bonus — Up to 140,000 Points + 5,000 points
Apply to Chase IHG Rewards Premier Card Bonus and earn up to $725 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| N/A | 160,000 points + $100 F&B credit + 10,000 AU bonus |
Qualifying Period
3 months from account opening
Payout
6 to 8 weeks
Requirements
- ✓$3,000 in purchases within first 3 months
- ✓$3,000 spend in first 3 months
- ✓$6,000 total spend in first 6 months
- ✓$3,000 in purchases within the first 3 months from account opening
- ✓Earn 150,000 points after $3,000 spend in first 3 months
- ✓Earn additional 35,000 points after $6,000 total spend in first 6 months
- ✓Spend $3,000 in first 3 months
- ✓Spend total of $6,000 in first 6 months
- ✓Spend $3,000 within 3 months of account opening
- ✓Spend $6,000 total within 6 months of account opening
- ✓Spend $3,000 within 3 months of account opening (for 150,000 points)
- ✓Spend total of $6,000 within 6 months of account opening (for additional 35,000 points)
- ✓$3,000 in purchases within 3 months
- ✓$6,000 in purchases within 6 months
- ✓Spend $3,000 in first 3 months for first tier
- ✓Spend $6,000 total in first 6 months for full bonus
- ✓$3,000 in purchases within 3 months from account opening
- $6,000 in total purchases within 6 months from account opening
Restrictions
- ⚠New cardmembers only
- ⚠Not available to current cardmembers of any personal IHG One Rewards Credit Card
- ⚠Not available to previous cardmembers who received a bonus within the last 24 months
- ⚠New customers only
- ⚠No current IHG personal card holders
- ⚠No bonus received within last 24 months on any IHG personal card
- ⚠Not available if you currently have any personal IHG One Rewards Credit Card
- ⚠Not available if you received a new cardmember bonus on any personal IHG One Rewards Credit Card within the last 24 months
- ⚠Not available to current or recent IHG cardholders
- ⚠Not available to those who received bonus in last 24 months
- ⚠No current IHG One Rewards Credit Card
- ⚠Not received new cardmember bonus within last 24 months
- ⚠Must not have current IHG One Rewards Credit Card
- ⚠Must not have received bonus on any IHG personal card within last 24 months
- ⚠Not available if you currently have an IHG One Rewards credit card
- ⚠Not available if you received a new cardmember bonus on any personal IHG card within the last 24 months
- ⚠Does not apply to Business Card products
- ⚠No current IHG One Rewards Credit Card holders
Fees
- $99 annual fee
- Authorized user bonus of 10,000 points requires the AU to make a purchase within first 3 months
- $100 IHG Food & Beverage Rewards includes five $20 vouchers for eligible F&B charges at participating IHG Hotels
- Account must be open and not in default at time of bonus fulfillment
- Card must be open and not in default at time of fulfillment
- Offer expired June 24, 2026
- Bonus posted to IHG One Rewards account
- Account must be open and not in default at time of fulfillment
- Bonus points posted to IHG One Rewards account
- Offer ended June 24, 2026 at 9am ET; current offer is 140,000 points with lower spend requirements
- Limited-time offer
- Points earned automatically transfer to IHG One Rewards after each billing cycle
- Annual free night certificate (up to 40,000 points) awarded on card anniversary
- Fourth reward night free on consecutive 4+ night point redemptions
- Purchases exclude balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino chips, race track wagers, checks accessing account, interest, unauthorized charges, and fees
- Bonus posts to IHG One Rewards account
- Bonus points earned after meeting minimum spend requirements
- Purchases exclude balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino chips, race track wagers, checking transactions, interest, unauthorized/fraudulent charges, and fees
- Purchases are defined as when you or an authorized user use the card to make purchases of products and services
- Two-part bonus: 150,000 points after $3,000 spend in 3 months, plus 35,000 points after total $6,000 spend in 6 months
- Business card products are not subject to the 24-month bonus restriction
- Total of 185,000 bonus points earned across both spending tiers
- Offer available for applications through June 24, 2026
- Annual free night certificate (up to 40,000 points) earned each card anniversary
- Automatic Platinum Elite status
- Fourth night free on consecutive 4+ night IHG hotel stays
Total potential bonus
$725
Additional Referral Bonus (how it works)
5,000 points
Your 50% share of 10,000 points paid directly by the referrer
View Referral Terms →140,000 points (sign-up) + 10,000 points (referral) = $725 total
ExpiredOffer expired June 23, 2026
Last updated August 11, 2026
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How to evaluate Chase IHG Rewards Premier Card Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 3 months from account opening
- Payout timeline
- 6 to 8 weeks
How to qualify
- $3,000 in purchases within first 3 months
- $3,000 spend in first 3 months
- $6,000 total spend in first 6 months
- $3,000 in purchases within the first 3 months from account opening
Common pitfalls
- New cardmembers only
- Not available to current cardmembers of any personal IHG One Rewards Credit Card
- Not available to previous cardmembers who received a bonus within the last 24 months
- New customers only
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include 140,000 points sign-up bonus, 5,000 points referral share for a total displayed potential of $725. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Chase IHG Rewards Premier Card Bonus expire?
Chase IHG Rewards Premier Card Bonus expires on June 23, 2026.
