What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Chase IHG Rewards Premier Bonus — Up to 185,000 Points + 5,000 points
Apply to Chase IHG Rewards Premier Bonus and earn up to $1,159.5 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| N/A | 150,000 points after $3,000 spend in first 3 months + 35,000 additional points after $6,000 total spend in first 6 months (expired offer) |
Qualifying Period
6 months from account opening
Payout
6 to 8 weeks after qualifying
Requirements
- ✓$3,000 spend in first 3 months
- ✓$6,000 total spend in first 6 months
- ✓Spend $3,000 in first 3 months
- ✓Spend total of $6,000 in first 6 months
- ✓Spend $3,000 within 3 months of account opening
- ✓Spend $6,000 total within 6 months of account opening
- ✓Spend $3,000 within 3 months of account opening (for 150,000 points)
- ✓Spend total of $6,000 within 6 months of account opening (for additional 35,000 points)
- ✓$3,000 in purchases within 3 months
- ✓$6,000 in purchases within 6 months
- ✓Spend $3,000 in first 3 months for first tier
- ✓Spend $6,000 total in first 6 months for full bonus
- ✓$3,000 in purchases within 3 months from account opening
- ✓$6,000 in total purchases within 6 months from account opening
- ✓Spend $3,000 in first 3 months for 150,000 points
- ✓Spend total of $6,000 in first 6 months for additional 35,000 points (185,000 total)
- ✓Spend $3,000 in the first 3 months to earn 150,000 points
- ✓Spend a total of $6,000 in the first 6 months to earn additional 35,000 points
- ✓Spend $3,000 in first 3 months from account opening
- ✓Spend total of $6,000 in first 6 months from account opening
- ✓$3,000 in purchases within 3 months from account opening to earn first 150,000 points
- ✓$6,000 total in purchases within 6 months from account opening to earn additional 35,000 points
- ✓Spend $6,000 total in the first 6 months to earn additional 35,000 points
- ✓Spend $3,000 in the first 3 months from account opening for 150,000 points
- ✓Spend a total of $6,000 in the first 6 months from account opening for additional 35,000 points
- ✓Spend $3,000 in first 3 months to earn 150,000 points
- ✓Spend total of $6,000 in first 6 months to earn full 185,000 points
- ✓Minimum $3,000 in purchases within first 3 months
- ✓Additional $3,000 in purchases (for a total of $6,000) within first 6 months to earn the full 185,000 points
Restrictions
- ⚠New customers only
- ⚠No current IHG One Rewards Credit Card
- ⚠Not received new cardmember bonus within last 24 months
- ⚠Must not have current IHG One Rewards Credit Card
- ⚠Must not have received bonus on any IHG personal card within last 24 months
- ⚠New cardmembers only
- ⚠Not available if you currently have an IHG One Rewards credit card
- ⚠Not available if you received a new cardmember bonus on any personal IHG card within the last 24 months
- ⚠Does not apply to Business Card products
- ⚠No current IHG One Rewards Credit Card holders
- ⚠No new cardmember bonus within last 24 months
- ⚠No new cardmember bonus on any IHG personal card within last 24 months
- ⚠Not available to current or recent IHG cardholders who received a bonus in the last 24 months
- ⚠New cardmember only
- ⚠Cannot have current IHG One Rewards Credit Card
- ⚠Cannot have received new cardmember bonus within last 24 months
- ⚠Not available to current cardmembers of any personal IHG One Rewards Credit Card
- ⚠Not available to previous cardmembers who received a bonus within the last 24 months
- ⚠Cannot have a current IHG One Rewards personal credit card
- ⚠Cannot have received a new Cardmember bonus on any IHG personal card within the last 24 months
- ⚠Must not have current IHG One Rewards Credit Card (any IHG personal card)
- ⚠Must not have received bonus on IHG personal card within last 24 months
- ⚠Cannot have a current IHG One Rewards Credit Card (any IHG personal card)
- ⚠Must not have received a new cardmember bonus on an IHG personal card within the last 24 months
- ⚠Business Card products are excluded from this restriction
- ⚠Must not have a current IHG One Rewards Credit Card
- ⚠Must not have received a new cardmember bonus on any IHG personal card within the last 24 months
- ⚠Account must be open and not in default at time of fulfillment
- ⚠Not available if you currently have any personal IHG One Rewards Credit Card
- ⚠Not eligible if you received a new cardmember bonus within the last 24 months on any personal IHG card
- ⚠Must not have received a new cardmember bonus within last 24 months on any IHG personal card
- ⚠Does not apply to business cards
- ⚠Cannot currently hold any personal IHG One Rewards Credit Card
- ⚠No bonus if received IHG personal card bonus within last 24 months
Fees
- $99 annual fee
- Bonus points posted to IHG One Rewards account
- Account must be open and not in default at time of fulfillment
- Offer ended June 24, 2026 at 9am ET; current offer is 140,000 points with lower spend requirements
- Limited-time offer
- Points earned automatically transfer to IHG One Rewards after each billing cycle
- Annual free night certificate (up to 40,000 points) awarded on card anniversary
- Fourth reward night free on consecutive 4+ night point redemptions
- Purchases exclude balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino chips, race track wagers, checks accessing account, interest, unauthorized charges, and fees
- Bonus posts to IHG One Rewards account
- Bonus points earned after meeting minimum spend requirements
- Purchases exclude balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino chips, race track wagers, checking transactions, interest, unauthorized/fraudulent charges, and fees
- Purchases are defined as when you or an authorized user use the card to make purchases of products and services
- Two-part bonus: 150,000 points after $3,000 spend in 3 months, plus 35,000 points after total $6,000 spend in 6 months
- Business card products are not subject to the 24-month bonus restriction
- Total of 185,000 bonus points earned across both spending tiers
- Offer available for applications through June 24, 2026
- Annual free night certificate (up to 40,000 points) earned each card anniversary
- Automatic Platinum Elite status
- Fourth night free on consecutive 4+ night IHG hotel stays
- Bonus posts to IHG One Rewards account, not directly to card
- Purchases exclude balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, lottery tickets, casino chips, and fees
- Account must be open and in good standing at time of bonus fulfillment
- Bonus points post to IHG One Rewards account
- Credit card account must be open and not in default at the time of fulfillment
- Subject to Chase's 5/24 rule
- Card must be open and not in default at fulfillment
- Anniversary Free Night with current point redemption cap of 40,000 points earned each account anniversary year
- Annual free night certificate awarded at each account anniversary (up to 40,000 points)
- Balance transfers, cash advances, and cash-like transactions do not qualify
- Fourth night free when redeeming points for four or more consecutive nights
- Can purchase points at 20% discount with card
- Diamond Elite status after $40,000 spend per calendar year
Total potential bonus
$1,159.5
Additional Referral Bonus (how it works)
5,000 points
Your 50% share of 10,000 points paid directly by the referrer
View Referral Terms →185,000 points (sign-up) + 10,000 points (referral) = $1,159.5 total
ExpiredOffer expired June 23, 2026
Last updated July 6, 2026
Saved source PDFs
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How to evaluate Chase IHG Rewards Premier Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 6 months from account opening
- Payout timeline
- 6 to 8 weeks after qualifying
How to qualify
- $3,000 spend in first 3 months
- $6,000 total spend in first 6 months
- Spend $3,000 in first 3 months
- Spend total of $6,000 in first 6 months
Common pitfalls
- New customers only
- No current IHG One Rewards Credit Card
- Not received new cardmember bonus within last 24 months
- Must not have current IHG One Rewards Credit Card
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include 185,000 points sign-up bonus, 5,000 points referral share for a total displayed potential of $1,159.5. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Chase IHG Rewards Premier Bonus expire?
Chase IHG Rewards Premier Bonus expires on June 23, 2026.
Can Chase IHG Rewards Premier Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 5,000 points based on 50% of the listed referral payout.
How long do I have to qualify for Chase IHG Rewards Premier Bonus?
The qualifying period listed for Chase IHG Rewards Premier Bonus is 6 months from account opening.
When does Chase IHG Rewards Premier Bonus pay out?
The payout timeline listed for Chase IHG Rewards Premier Bonus is 6 to 8 weeks after qualifying.
