What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
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Credit Card
Chase Ink Business Cash Bonus — Up to 100,000 Points + 20,000 points
Apply to Chase Ink Business Cash Bonus and earn up to $1,200 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $8,000 | 100,000 Points |
Qualifying Period
4 months from account opening
Payout
6 to 8 weeks after qualifying
Requirements
- ✓$8,000 in purchases in first 4 months from account opening
Restrictions
- ⚠New cardmembers only
- ⚠Must not have previously held this card or any other Chase for Business card without an annual fee
Fees
- $0 annual fee
- Account must be open and not in default at time of fulfillment
- Bonus may not be available based on business factors
Total potential bonus
$1,200
Additional Referral Bonus (how it works)
20,000 points
Your 50% share of 40,000 points paid directly by the referrer
View Referral Terms →100,000 points (sign-up) + 40,000 points (referral) = $1,200 total
Last updated July 21, 2026
Saved source PDFs
Jul 21, 2026
How to evaluate Chase Ink Business Cash Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 4 months from account opening
- Payout timeline
- 6 to 8 weeks after qualifying
How to qualify
- $8,000 in purchases in first 4 months from account opening
Common pitfalls
- New cardmembers only
- Must not have previously held this card or any other Chase for Business card without an annual fee
- $0 annual fee
- Account must be open and not in default at time of fulfillment
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $3,750 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include 100,000 points sign-up bonus, 20,000 points referral share for a total displayed potential of $1,200. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 1 requirement for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can Chase Ink Business Cash Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 20,000 points based on 50% of the listed referral payout.
