What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
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Credit Card
Chase Ink Business Cash Bonus — Up to $750 + $25
Apply to Chase Ink Business Cash Bonus and earn up to $775 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $750 |
Qualifying Period
within 3 months of account opening
Payout
Within 6 to 8 weeks
Requirements
- ✓$6,000 in purchases within first 3 months
- ✓$8,000 in purchases within first 4 months of account opening
- ✓$8,000 in purchases in first 4 months from account opening
- ✓$8,000 in purchases in first 4 months
- ✓$8,000 in purchases during first 4 months
Restrictions
- ⚠New cardmembers only
- ⚠Cannot have held this card or other Chase for Business card without annual fee previously
- ⚠Credit card account must be open and not in default at time of fulfillment
- ⚠May not be available if you have ever had this card or another Chase for Business card without an annual fee
- ⚠New cardmember only
- ⚠Cannot have had this card or any other Chase for Business card without annual fee
- ⚠One per qualifying business
- ⚠Not available if you have ever had this card or any other Chase for Business card without an annual fee
- ⚠Accounts subject to credit approval
- ⚠Cannot have previously held this card or any other Chase for Business card without an annual fee
- ⚠Must not have previously held this card or any other Chase for Business card without an annual fee
Fees
- $0 annual fee
- Balance transfers, cash advances, cash-like transactions and fees do not count toward the spending requirement
- Rewards are earned as Chase Ultimate Rewards points (1 point = $0.01 cash value)
- Purchases do not include balance transfers, cash advances, cash-like transactions, fees, interest, or unauthorized/fraudulent charges
- Chase may consider factors pertinent to your business in determining bonus eligibility
- Bonus paid as Ultimate Rewards points; each $1 cash back = 100 points
- 0% intro APR for 12 months on purchases
- Offer may vary depending on application method and can change over time
- Business requirement applies
- 0% intro APR for 12 months on purchases (then 16.74%-24.74% variable APR)
- 5% cash back on first $25,000 annually at office supply stores and internet/cable/phone services
- 2% cash back on first $25,000 annually at gas stations and restaurants
- 1% cash back on all other purchases
- Offer subject to change
- Account must be open and not in default at time of fulfillment
- Bonus may not be available based on business factors
Total potential bonus
$775
Additional Referral Bonus (how it works)
$25
Your 50% share of $50 paid directly by the referrer
View Referral Terms →$750 (sign-up) + $25 (referral) = $775 total
Last updated October 15, 2026
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Oct 15, 2026Change detected
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How to evaluate Chase Ink Business Cash Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- within 3 months of account opening
- Payout timeline
- Within 6 to 8 weeks
How to qualify
- $6,000 in purchases within first 3 months
- $8,000 in purchases within first 4 months of account opening
- $8,000 in purchases in first 4 months from account opening
- $8,000 in purchases in first 4 months
Common pitfalls
- New cardmembers only
- Cannot have held this card or other Chase for Business card without annual fee previously
- Credit card account must be open and not in default at time of fulfillment
- May not be available if you have ever had this card or another Chase for Business card without an annual fee
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $5,000 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include $750 sign-up bonus, $25 referral share for a total displayed potential of $775. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can Chase Ink Business Cash Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is $25 based on 50% of the listed referral payout.
