What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
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Credit Card
Chase Ink Business Unlimited Bonus — Up to 100,000 Points + 20,000 points
Apply to Chase Ink Business Unlimited Bonus and earn up to $2,400 in combined sign-up and referral bonuses.
Qualifying Period
4 months
Requirements
- ✓$8,000 spend within first 4 months after account opening
- ✓Spend $8,000 on purchases in the first 4 months from account opening
- ✓$8,000 in purchases in first 4 months
- ✓$8,000 in purchases within 4 months
- ✓$8,000 spend on purchases in first 4 months
- ✓$8,000 in purchases within first 4 months from account opening
- ✓$8,000 in purchases in first 4 months from account opening
Restrictions
- ⚠New cardmember bonus may not be available if you have ever had this card or any other Chase for Business card without an annual fee
- ⚠New cardmembers only
- ⚠Not available if you have ever had this card or any other Chase for Business card without an annual fee
- ⚠New cardmember only
- ⚠May not be available if you have ever had this card or any other Chase for Business card without an annual fee
- ⚠Account must be open and not in default at time of fulfillment
Fees
- $0 annual fee
- Chase may consider factors pertinent to your business in determining bonus eligibility
- 0% intro APR for 12 months from account opening on purchases
- The following transactions do not count as purchases: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, lottery tickets, casino gaming chips, race track wagers, person-to-person money transfers, account-funding transactions, checks, interest, unauthorized/fraudulent charges, and fees
- Bonus paid as cash back, redeemable as Ultimate Rewards points or cash
- Purchases do not include balance transfers, cash advances, cash-like transactions, lottery tickets, casino gaming chips, betting transactions, or fees
Total potential bonus
$2,400
Additional Referral Bonus (how it works)
20,000 points
Your 50% share of 40,000 points paid directly by the referrer
View Referral Terms →100,000 points (sign-up) + 40,000 points (referral) = $2,400 total
ExpiredOffer expired September 16, 2026
Last updated September 17, 2026
Saved source PDFs
Sep 15, 2026Change detected
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Sep 11, 2026
How to evaluate Chase Ink Business Unlimited Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 4 months
How to qualify
- $8,000 spend within first 4 months after account opening
- Spend $8,000 on purchases in the first 4 months from account opening
- $8,000 in purchases in first 4 months
- $8,000 in purchases within 4 months
Common pitfalls
- New cardmember bonus may not be available if you have ever had this card or any other Chase for Business card without an annual fee
- New cardmembers only
- Not available if you have ever had this card or any other Chase for Business card without an annual fee
- New cardmember only
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $5,000 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include 100,000 points sign-up bonus, 20,000 points referral share for a total displayed potential of $2,400. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
When does Chase Ink Business Unlimited Bonus expire?
Chase Ink Business Unlimited Bonus expires on September 16, 2026.
Can Chase Ink Business Unlimited Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 20,000 points based on 50% of the listed referral payout.
