What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
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Credit Card
Chase Ink Business Unlimited Bonus — Up to $1,000 + 20,000 points
Apply to Chase Ink Business Unlimited Bonus and earn up to $1,200 in combined sign-up and referral bonuses.
Qualifying Period
4 months from account opening
Requirements
- ✓$8,000 in purchases in first 4 months
- ✓$8,000 in purchases within 4 months
- ✓$8,000 spend on purchases in first 4 months
- ✓$8,000 in purchases within first 4 months from account opening
- ✓$8,000 in purchases in first 4 months from account opening
Restrictions
- ⚠New cardmember only
- ⚠Not available if you have ever had this card or any other Chase for Business card without an annual fee
- ⚠New cardmember bonus may not be available if you have ever had this card or any other Chase for Business card without an annual fee
- ⚠New cardmembers only
- ⚠May not be available if you have ever had this card or any other Chase for Business card without an annual fee
- ⚠Account must be open and not in default at time of fulfillment
Fees
- $0 annual fee
- Bonus paid as cash back, redeemable as Ultimate Rewards points or cash
- Chase may consider factors pertinent to your business in determining bonus eligibility
- Purchases do not include balance transfers, cash advances, cash-like transactions, lottery tickets, casino gaming chips, betting transactions, or fees
Total potential bonus
$1,200
Additional Referral Bonus (how it works)
20,000 points
Your 50% share of 40,000 points paid directly by the referrer
View Referral Terms →$1,000 (sign-up) + 40,000 points (referral) = $1,200 total
Last updated August 12, 2026
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Aug 12, 2026Change detected
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How to evaluate Chase Ink Business Unlimited Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 4 months from account opening
How to qualify
- $8,000 in purchases in first 4 months
- $8,000 in purchases within 4 months
- $8,000 spend on purchases in first 4 months
- $8,000 in purchases within first 4 months from account opening
Common pitfalls
- New cardmember only
- Not available if you have ever had this card or any other Chase for Business card without an annual fee
- New cardmember bonus may not be available if you have ever had this card or any other Chase for Business card without an annual fee
- New cardmembers only
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include $1,000 sign-up bonus, 20,000 points referral share for a total displayed potential of $1,200. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can Chase Ink Business Unlimited Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 20,000 points based on 50% of the listed referral payout.
How long do I have to qualify for Chase Ink Business Unlimited Bonus?
The qualifying period listed for Chase Ink Business Unlimited Bonus is 4 months from account opening.
