What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
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Credit Card
Chase Sapphire Preferred Bonus — Up to 100,000 Points + 7,500 points
Apply to Chase Sapphire Preferred Bonus and earn up to $2,150 in combined sign-up and referral bonuses.
Qualifying Period
3 months from account opening
Requirements
- ✓Spend $5,000 on purchases in first 3 months from account opening
- ✓$5,000 in purchases within first 3 months from account opening
- ✓Spend $5,000 on purchases within first 3 months from account opening
- ✓$5,000 in purchases in first 3 months from account opening
- ✓$6,000 in purchases within first 3 months from account opening
Restrictions
- ⚠New cardholders only
- ⚠Once per lifetime per Sapphire card
- ⚠New customers only
- ⚠Cannot have current Chase Sapphire Preferred open
- ⚠Cannot have received a bonus on this card previously
- ⚠Subject to Chase 5/24 rule
- ⚠Once per lifetime per card (Chase Sapphire Preferred specifically)
- ⚠Cannot have previously earned a bonus on Chase Sapphire Preferred
- ⚠New cardmember bonus not available if you currently have Chase Sapphire Preferred open
- ⚠May not be available if you previously held the card or received a new cardmember bonus for it
- ⚠Chase 5/24 rule applies
- ⚠Bonus only earned on this card once per lifetime
- ⚠New cardmember only
- ⚠Cannot be combined with offer if you currently have this card open
- ⚠Cannot receive if previously held this card or received bonus on this card
- ⚠Chase may consider number of cards opened/closed in past 24 months
Fees
- $95 annual fee
- $95 annual fee (not waived for first year)
- Chase may consider the number of cards opened and closed in determining bonus eligibility
- Chase 5/24 rule applies (5+ cards from any bank in 24 months reduces approval odds)
- Annual 10% anniversary bonus discontinued for new cardholders applying after June 15, 2026
- World of Hyatt transfer ratio is 4:3 for new applicants on or after June 15, 2026
- Limited-time offer (duration unspecified by Chase)
- Points do not expire as long as account remains open
- Chase Ultimate Rewards points can be transferred to airline and hotel partners or redeemed through Chase Travel
- Under Chase's 5/24 rule, applicants who have opened 5 or more cards in past 24 months are likely to be denied
- Since January 2026, you can hold both Sapphire Preferred and Sapphire Reserve simultaneously and be eligible for both bonuses
- Limited-time offer with no announced end date
- As of June 15, 2026, new cardmembers are subject to 4:3 transfer ratio to World of Hyatt (previously 1:1)
- New applicants do not receive 10% anniversary point bonus
- Complimentary Apple TV subscription available when activated by December 31, 2026
- Complimentary DashPass available when activated by 12/31/2027
- Annual fee does not count toward spending requirement
- Purchases must post to account within 3 months to count toward bonus
- Limited-time offer
Total potential bonus
$2,150
Additional Referral Bonus (how it works)
7,500 points
Your 50% share of 15,000 points paid directly by the referrer
View Referral Terms →100,000 points (sign-up) + 15,000 points (referral) = $2,150 total
Last updated July 24, 2026
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Jul 24, 2026Change detected
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How to evaluate Chase Sapphire Preferred Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 3 months from account opening
How to qualify
- Spend $5,000 on purchases in first 3 months from account opening
- $5,000 in purchases within first 3 months from account opening
- Spend $5,000 on purchases within first 3 months from account opening
- $5,000 in purchases in first 3 months from account opening
Common pitfalls
- New cardholders only
- Once per lifetime per Sapphire card
- New customers only
- Cannot have current Chase Sapphire Preferred open
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is close to the current nearby $2,000 median for comparable offers in this category.
Stacking potential
The tracked value can include 100,000 points sign-up bonus, 7,500 points referral share for a total displayed potential of $2,150. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can Chase Sapphire Preferred Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 7,500 points based on 50% of the listed referral payout.
How long do I have to qualify for Chase Sapphire Preferred Bonus?
The qualifying period listed for Chase Sapphire Preferred Bonus is 3 months from account opening.
