Credit Card
Chase Sapphire Reserve Bonus — Up to 150,000 Points + 7,500 points
Apply to Chase Sapphire Reserve Bonus and earn up to $3,150 in combined sign-up and referral bonuses.
Qualifying Period
Within 3 months of account opening
Requirements
- ✓Spend $6,000 on purchases in the first 3 months from account opening
- ✓Spend $6,000 on purchases in first 3 months from account opening
- ✓$6,000 in purchases within first 3 months of account opening
- ✓$6,000 in purchases within first 3 months from account opening
- ✓Account must be open and not in default at time of fulfillment
- ✓Minimum $10,000 credit line required
- ✓Minimum spending requirement (varies by offer tier)
- ✓Minimum $6,000 in purchases within first 3 months from account opening
- ✓Minimum $10,000 credit line
- ✓$6,000 minimum spend in first 3 months of account opening
Restrictions
- ⚠New cardmembers only
- ⚠Cannot have previously held this card or received a bonus for this card
- ⚠Not available if you currently have this card open
- ⚠Cannot currently hold this card
- ⚠If previously held, may not be eligible for bonus
- ⚠New customers only
- ⚠Account must be open and not in default at time of fulfillment
- ⚠Bonus offer is non-transferable
- ⚠New cardholders only
- ⚠Cannot have earned a Sapphire Reserve bonus previously
- ⚠New cardmember bonus may not be available if previously held the card
- ⚠Cannot have previously held Sapphire Reserve
- ⚠Cannot currently hold Sapphire Reserve
- ⚠Subject to Chase's 5/24 rule
- ⚠Once-per-lifetime bonus per card
- ⚠Card must be open and not in default at time of fulfillment
- ⚠Cannot currently have this card open
- ⚠Cannot have previously held this card or received a bonus on it
- ⚠New cardmember bonus may not be available if you previously held this card or received a new cardmember bonus for this card
- ⚠This credit card is unavailable to you if you currently have this card open
- ⚠Must spend $6,000 in first 3 months
- ⚠Once per lifetime per card
- ⚠Non-transferable
- ⚠Not eligible if you currently have this card
- ⚠Not eligible if you previously held this card or received a new cardmember bonus for this card
- ⚠Subject to Chase 5/24 rule
- ⚠New cardmember only
- ⚠Cannot currently hold Sapphire Reserve or have previously earned Sapphire Reserve bonus
- ⚠Chase 5/24 rule applies
- ⚠Can now hold both Sapphire Reserve and Sapphire Preferred simultaneously
Fees
- $795 annual fee
- $195 for each authorized user
- This is a limited-time offer
- Limited-time offer is described as 'best-ever' for this card
- Account must be open and not in default at fulfillment
- Bonus is non-transferable
- Chase's 5/24 rule applies
- Offers may vary depending on where you apply
- Account must be open and not in default at time of fulfillment
- Purchases do not include balance transfers, cash advances, cash-like transactions, lottery tickets, casino chips, betting transactions, person-to-person transfers, checks, interest, unauthorized charges, or fees
- Bonus offer is non-transferable
- Points earned on certain purchase types do not qualify toward minimum spend (balance transfers, cash advances, cryptocurrency, gaming, betting)
- Gift cards and apparel purchases do not count toward minimum spend
- Points do not expire as long as account remains open
- Account must be open and not in default to earn bonus
- Subject to Chase's 5/24 rule (opening 5+ new cards in 24 months may result in denial)
- Once-per-lifetime rule: if you previously received Sapphire Reserve bonus, you are ineligible
- Chase considers the number of cards you have opened and closed in determining bonus eligibility
- Subject to Chase's standard credit approval and 5/24 rule
- Chase may consider the number of cards you have opened and closed in determining your bonus eligibility
- Purchases made outside the U.S. are not eligible
- Gift cards and apparel are not eligible
- Points earned on Peloton equipment may be deducted if order is canceled or returned
- Chase may consider the number of cards opened and closed when determining bonus eligibility
- Purchases made outside U.S. are not eligible
- Points earned on Peloton purchases will be deducted if order is cancelled or returned
- Purchases must post to account by last day of promotional period to qualify
Total potential bonus
$3,150
Additional Referral Bonus (how it works)
7,500 points
Your 50% share of 15,000 points paid directly by the referrer
View Referral Terms →150,000 points (sign-up) + 15,000 points (referral) = $3,150 total
Offer expires January 30, 2026
Last updated May 26, 2026
