What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Chase United Explorer Bonus — Up to 35,000 Miles + 5,000 miles
Apply to Chase United Explorer Bonus and earn up to $600 in combined sign-up and referral bonuses.
Qualifying Period
3 months
Payout
6 to 8 weeks
Requirements
- ✓$500 statement credit after first purchase
- ✓$25,000 bonus miles after spending $3,000 in first 3 months
- ✓10,000 bonus miles after adding authorized user in first 3 months
- ✓$3,000 spend in the first 3 months
- ✓$3,000 in purchases within first 3 months
- ✓Add authorized user within first 3 months for additional 10,000 miles
- ✓$3,000 spend in first 3 months
- ✓Optional: Add authorized user for additional 10,000 miles
- ✓Additional 10,000 miles for adding authorized user in first 3 months
- ✓$3,000 in purchases in the first 3 months
- ✓$3,000 in purchases in first 3 months
- ✓Add authorized user in first 3 months (for authorized user bonus)
- ✓Spend $3,000 on purchases in first 3 months
- ✓Add authorized user in first 3 months for additional 10,000 miles
- ✓Spend $3,000 in purchases within first 3 months
- ✓United agent promotional code required for 5,000 mile bonus
- ✓Add authorized user in first 3 months (for additional 10,000 miles)
Restrictions
- ⚠New customers only
- ⚠No bonus if you've received a Chase United Explorer bonus in the past 24 months
- ⚠Subject to Chase 5/24 rule
- ⚠Must not have received a bonus for this card in the past 24 months
- ⚠New cardmember only
- ⚠No new bonus if received within past 24 months
- ⚠Must not have received bonus for this card in past 24 months
- ⚠New cardmembers only
- ⚠No new bonus if received one in past 24 months
- ⚠Not eligible if you have received a new Cardmember bonus for this card in the past 24 months
- ⚠Must not have this card and have not received a bonus for this card in the past 24 months
- ⚠New customers only (no card in past 24 months)
- ⚠Account must be open and not in default at fulfillment
- ⚠No bonus if you received a bonus on this card in the past 24 months
- ⚠Not available to current cardmembers or those who received a bonus in the past 24 months
- ⚠No bonus if received bonus for this card within past 24 months
- ⚠Must not have received a bonus on this card within the past 24 months
- ⚠Not available if you have this card or received a bonus for this card in past 24 months
Fees
- $0 intro annual fee for first year, then $150
- $0 intro annual fee for the first year, then $95
- $0 intro annual fee first year, then $150
- $0 intro annual fee for the first year, then $150
- $0 intro annual fee for first year, then $95
- $0 introductory annual fee for first year, then $150
- $0 annual fee for first year, then $150
- 10,000 bonus miles only awarded once for the first authorized user added
- Additional 10,000 miles for adding an authorized user in the first 3 months
- Account must be open and not in default at time of fulfillment
- Miles post to United MileagePlus account
- Bonus miles are based on public offer; some promotional codes from United representatives offer higher bonuses (80,000+5,000)
- Additional 10,000 bonus miles when you add an authorized user in the first 3 months
- Miles do not count towards Premier status
- If account is not open for at least six months, Chase and United reserve the right to deduct the bonus miles
- Bonus miles do not count toward Premier status
- If account is not open for at least 6 months, Chase/United reserves the right to deduct bonus miles
- Miles do not count toward Premier status
- If account not open for 6+ months, Chase reserves right to deduct bonus miles
- Authorized user bonus only awarded once for first user added
- Bonus miles post to MileagePlus account, not card statement
- If account closed within 6 months, Chase reserves right to deduct bonus miles
- Account must be open for at least 6 months or bonus miles may be deducted
- Miles will post to MileagePlus account, not appear on credit card statement
- If account not open for at least 6 months, Chase/United reserve right to deduct bonus miles
- Account must be open and not in default at time of bonus posting
- If account is not open for at least 6 months, Chase reserves right to deduct bonus miles
- Account must remain open for at least 6 months or United and Chase reserve right to deduct bonus miles
- Total bonus of 85,000 miles: 80,000 for $3,000 spend + 5,000 for authorized user
- Free checked bag (terms apply)
- 2 United Club one-time passes per year
- Priority boarding
- Miles deposited into MileagePlus account
- Subject to United MileagePlus Program terms
- If account not open for at least 6 months, Chase and United may deduct bonus miles
Total potential bonus
$600
Additional Referral Bonus (how it works)
5,000 miles
Your 50% share of 10,000 miles paid directly by the referrer
View Referral Terms →35,000 miles (sign-up) + 10,000 miles (referral) = $600 total
Last updated September 7, 2026
Saved source PDFs
Sep 7, 2026Change detected
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Aug 14, 2026Change detected
How to evaluate Chase United Explorer Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 3 months
- Payout timeline
- 6 to 8 weeks
How to qualify
- $500 statement credit after first purchase
- $25,000 bonus miles after spending $3,000 in first 3 months
- 10,000 bonus miles after adding authorized user in first 3 months
- $3,000 spend in the first 3 months
Common pitfalls
- New customers only
- No bonus if you've received a Chase United Explorer bonus in the past 24 months
- Subject to Chase 5/24 rule
- Must not have received a bonus for this card in the past 24 months
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include 35,000 miles sign-up bonus, 5,000 miles referral share for a total displayed potential of $600. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can Chase United Explorer Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 5,000 miles based on 50% of the listed referral payout.
