What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Chase United Explorer Bonus — Up to 90,000 Miles + 2,500 miles
Apply to Chase United Explorer Bonus and earn up to $1,388 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| N/A (spend-based) | 70,000 miles after $3,000 spend in 3 months + 10,000 miles for adding authorized user |
Qualifying Period
3 months from account opening
Payout
After qualifying activities completed
Requirements
- ✓$3,000 in purchases in first 3 months from account opening
- ✓Add authorized user in first 3 months (for additional 10,000 miles)
- ✓Spend $3,000 on purchases in first 3 months
- ✓Add authorized user within first 3 months for additional miles
- ✓$3,000 in purchases within first 3 months from account opening
- ✓Optional: Add an authorized user within first 3 months for additional 10,000 miles
- ✓$500 statement credit after first purchase
- ✓$25,000 bonus miles after spending $3,000 in first 3 months
- ✓10,000 bonus miles after adding authorized user in first 3 months
- ✓$3,000 spend in the first 3 months
- ✓$3,000 in purchases within first 3 months
- ✓Add authorized user within first 3 months for additional 10,000 miles
- ✓$3,000 spend in first 3 months
- ✓Optional: Add authorized user for additional 10,000 miles
- ✓Additional 10,000 miles for adding authorized user in first 3 months
- ✓$3,000 in purchases in the first 3 months
- ✓$3,000 in purchases in first 3 months
Restrictions
- ⚠New cardmembers only
- ⚠Must not have had this card within last 24 months
- ⚠Not received bonus on this card in past 24 months
- ⚠Chase 5/24 rule applies
- ⚠Not eligible if you currently have this card or received a bonus within the past 24 months
- ⚠New customers only
- ⚠No bonus if you've received a Chase United Explorer bonus in the past 24 months
- ⚠Subject to Chase 5/24 rule
- ⚠Must not have received a bonus for this card in the past 24 months
- ⚠New cardmember only
- ⚠No new bonus if received within past 24 months
- ⚠Must not have received bonus for this card in past 24 months
- ⚠No new bonus if received one in past 24 months
- ⚠Not eligible if you have received a new Cardmember bonus for this card in the past 24 months
- ⚠Must not have this card and have not received a bonus for this card in the past 24 months
- ⚠New customers only (no card in past 24 months)
- ⚠Account must be open and not in default at fulfillment
- ⚠No bonus if you received a bonus on this card in the past 24 months
- Not available to current cardmembers or those who received a bonus in the past 24 months
Fees
- $0 introductory annual fee for first year, then $150
- $0 intro annual fee for first year, then $150
- $0 intro annual fee for the first year, then $95
- $0 intro annual fee first year, then $150
- $0 intro annual fee for the first year, then $150
- $0 intro annual fee for first year, then $95
- $0 annual fee for first year, then $150
- Chase 5/24 rule applies
- Eligible new cardmembers only
- Bonus varies by application path; may reach 90,000 when combining base miles, authorized user bonus, and agent promotional code
- Miles do not expire as long as cardholder maintains the account
- Balance transfers, cash advances, cash-like transactions, money transfers, betting transactions, and fees do not count toward qualifying spend
- 10,000 bonus miles only awarded once for the first authorized user added
- Additional 10,000 miles for adding an authorized user in the first 3 months
- Account must be open and not in default at time of fulfillment
- Miles post to United MileagePlus account
- Bonus miles are based on public offer; some promotional codes from United representatives offer higher bonuses (80,000+5,000)
- Additional 10,000 bonus miles when you add an authorized user in the first 3 months
- Miles do not count towards Premier status
- If account is not open for at least six months, Chase and United reserve the right to deduct the bonus miles
- Bonus miles do not count toward Premier status
- If account is not open for at least 6 months, Chase/United reserves the right to deduct bonus miles
- Miles do not count toward Premier status
- If account not open for 6+ months, Chase reserves right to deduct bonus miles
- Authorized user bonus only awarded once for first user added
- Bonus miles post to MileagePlus account, not card statement
- If account closed within 6 months, Chase reserves right to deduct bonus miles
- Account must be open for at least 6 months or bonus miles may be deducted
- Miles will post to MileagePlus account, not appear on credit card statement
- If account not open for at least 6 months, Chase/United reserve right to deduct bonus miles
- Account must be open and not in default at time of bonus posting
- If account is not open for at least 6 months, Chase reserves right to deduct bonus miles
- Account must remain open for at least 6 months or United and Chase reserve right to deduct bonus miles
Total potential bonus
$1,388
Additional Referral Bonus (how it works)
2,500 miles
Your 50% share of 5,000 miles paid directly by the referrer
View Referral Terms →90,000 miles (sign-up) + 5,000 miles (referral) = $1,388 total
Last updated October 16, 2026
Saved source PDFs
Oct 16, 2026Change detected
Oct 6, 2026Change detected
How to evaluate Chase United Explorer Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 3 months from account opening
- Payout timeline
- After qualifying activities completed
How to qualify
- $3,000 in purchases in first 3 months from account opening
- Add authorized user in first 3 months (for additional 10,000 miles)
- Spend $3,000 on purchases in first 3 months
- Add authorized user within first 3 months for additional miles
Common pitfalls
- New cardmembers only
- Must not have had this card within last 24 months
- Not received bonus on this card in past 24 months
- Chase 5/24 rule applies
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $5,000 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include 90,000 miles sign-up bonus, 2,500 miles referral share for a total displayed potential of $1,388. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can Chase United Explorer Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 2,500 miles based on 50% of the listed referral payout.
