What makes this credit card offer different
This credit card offer should be judged by net value after annual fees and required spend, not just the welcome-bonus headline.
Credit Card
Sallie Mae Evolve Bonus — Up to $200
Sign up for Sallie Mae Evolve Bonus and earn up to $200 in bonus rewards.
Requirements
- ✓$1,000 spend in first 3 months
- ✓Minimum $1,000 net spend on eligible purchases within first 3 months
- ✓$1,000 net spend in first 3 months
Restrictions
- ⚠New customers only
- ⚠Promotion not valid in combination with any other promotion or offer
Fees
- $0 annual fee
- Balance transfers and cash advances do not earn rewards
- Rewards cannot be combined with other discount or reward programs unless authorized by Sallie Mae Bank
- Account must be open and up-to-date at time of fulfillment to earn rewards
- Cash advances, balance transfers, convenience checks, business purchases, account fees, interest charges, and unauthorized transactions do not count toward spend requirement
- Cards discontinued as of October 2022
Last updated August 5, 2026
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How to evaluate Sallie Mae Evolve Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
How to qualify
- $1,000 spend in first 3 months
- Minimum $1,000 net spend on eligible purchases within first 3 months
- $1,000 net spend in first 3 months
Common pitfalls
- New customers only
- Promotion not valid in combination with any other promotion or offer
- $0 annual fee
- Balance transfers and cash advances do not earn rewards
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,000 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 3 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
