Best Brokerage Bonuses for Small Deposits
Small-deposit brokerage bonuses are about efficiency: the best offer is often the one with a reasonable funding threshold, a clear hold period, and low transfer friction.
Current matching offers
E*TRADE Brokerage Bonus — Up to $10,000
BrokerageE*TRADE
$10,000
E*Trade Retirement IRA Bonus — Up to $10,000
BrokerageE*Trade
$10,000
Citi Personal Wealth Management Bonus — Up to $5,000
BrokerageCiti
$5,000
Zacks Trade Brokerage Bonus — Up to $3,000
BrokerageZacks Trade
$3,000
TradeUp ACAT Transfer Bonus — Up to Up to $2,000 with $100,000 ACAT transfer
BrokerageTradeUp
$2,000
Betterment Tiered Investing Bonus — Up to $1,500
BrokerageBetterment
$1,500
Merrill Brokerage Bonus — Up to $1,000
BrokerageMerrill
$1,000
Schwab Brokerage Bonus — Up to $1,000 + $500
BrokerageSchwab
$2,500
Charles Schwab Referral Bonus — Up to $1,000
BrokerageCharles Schwab
$2,000
Moomoo Brokerage Bonus — Up to $1,000 + 13 points
BrokerageMoomoo
$1,000
Chase J.P. Morgan Self-Directed Investing Bonus — Up to $1,000 + $25
BrokerageChase
$1,030
Merrill Edge Brokerage Bonus — Up to $1,000
BrokerageMerrill Edge
$1,000
CIT Bank Self-Directed Investing Bonus — Up to $750
BrokerageCIT Bank
$750
Citi Self Invest Bonus — Up to $750
BrokerageCiti
$750
Moomoo ACAT Transfer Bonus — Up to 3% match up to $600 + $75
BrokerageMoomoo
$680
Plynk Dividend Match Bonus — Up to $250 + $13
BrokeragePlynk
$260
Robinhood Brokerage Bonus — Up to $200 + $100
BrokerageRobinhood
$500
How to compare these offers
- Match the offer tier to the amount you can keep invested through the hold period.
- Check whether taxable brokerage, IRA, and cash accounts qualify differently.
- Factor in outgoing ACAT or account-close fees from your current brokerage.
Related pages
Frequently Asked Questions
What is a good brokerage bonus for a small deposit?
A good small-deposit brokerage bonus has a clear funding tier, a short or reasonable hold period, and a payout that outweighs transfer effort and fees.
Do brokerage bonuses require transferring assets?
Some do, while others accept new cash deposits. Always check whether the offer requires an ACAT transfer, cash deposit, or specific account type.