What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Chase Air Canada Aeroplan Bonus — Up to 75,000 Points
Sign up for Chase Air Canada Aeroplan Bonus and earn up to $1,125 in bonus rewards.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $4,000 in purchases within 3 months | 75,000 points |
| $20,000 in purchases within 12 months | 40,000 points (additional) |
Qualifying Period
75,000 points after 3 months; additional 40,000 points after 12 months from account opening
Payout
6 to 8 weeks
Requirements
- ✓$4,000 in purchases within 3 months to earn 75,000 points
- ✓$20,000 in purchases within 12 months to earn additional 40,000 points
- ✓$4,000 spend in first 3 months
- ✓$20,000 spend in first 12 months (includes the $4,000)
- ✓Spend $4,000 in first 3 months for 75,000 points
- ✓Spend $20,000 total in first 12 months for additional 25,000 points
- ✓$3,000 spend in first 3 months of account opening
- ✓$3,000 in purchases within first 3 months of account opening
- ✓Spend $3,000 on purchases in first 3 months
- ✓$3,000 in purchases in the first 3 months from account opening
- ✓Spend $4,000 on purchases in the first 3 months
- ✓Spend $4,000 on purchases in the first 3 months from account opening
- ✓$4,000 spending requirement within first 3 months of account opening
- ✓Spend $4,000 on purchases within first 3 months from account opening
Restrictions
- ⚠New cardmembers only
- ⚠Not available to current cardmembers or those who received bonus in past 24 months
- ⚠Cannot have had Chase Air Canada Aeroplan Card or previous versions
- ⚠Cannot have received a new cardmember bonus for this card or previous versions in past 24 months
- ⚠New cardmembers only — no bonus if received within last 24 months
- ⚠Subject to Chase 5/24 rule
- ⚠New cardholders only
- ⚠Not eligible if you are a current cardholder or received a bonus in the previous 24 months
- ⚠Not available to current cardmembers or those who received a bonus within last 24 months
- ⚠Cannot have received bonus on this card within last 24 months
- ⚠Card account must be open and not in default at fulfillment
- ⚠Not available to current cardmembers or previous cardmembers who received a bonus within the last 24 months
- ⚠Not available to current cardmembers or those who received a bonus in the last 24 months
- ⚠Account must be open and in good standing at time of fulfillment
- ⚠Account must be open and not in default at fulfillment
- ⚠Must not have received a cardmember bonus for this card within the last 24 months
- ⚠Targeted offer (not available to all applicants)
Fees
- $195 annual fee
- $95 annual fee
- $95 annual fee (not waived first year)
- Up to 115,000 total points possible when both tiers are met
- Card recently refreshed September 10, 2026 with annual fee increase from $95 to $195
- Points transferred to Aeroplan won't expire as long as card account is open
- Automatic Aeroplan 25K Elite Status
- Up to $100 in annual Air Canada statement credits
- Credit card account must be open and not in default at time of fulfillment
- Bonus points credited to Aeroplan account via Air Canada
- Free first checked bag for up to 8 companions on Air Canada
- Automatic Aeroplan 25K status for remainder of calendar year plus following calendar year
- 3X points at grocery stores, dining, and Air Canada direct purchases
- 500 bonus points per every $2,000 spent in calendar month (up to 1,500/month)
- Points automatically transfer to Aeroplan after each billing cycle
- Points do not expire while card account remains open
- New cardmembers receive automatic Aeroplan 25K elite status for remainder of calendar year plus following calendar year
- Points transfer automatically to Aeroplan after each billing cycle
- Points do not expire as long as card account remains open
- Automatic Aeroplan 25K Elite status for year of opening and following year
- There is a limited-time elevated offer of 75,000 points after $4,000 spend through June 10, 2026
- Points do not expire as long as account remains open
- Automatic Aeroplan 25K Elite Status for remainder of first calendar year plus following calendar year
- Purchases do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or betting transactions, checks, interest, unauthorized or fraudulent charges, or fees
- Account must be open and not in default at time of fulfillment to receive bonus
- Purchases do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or betting transactions, checks that access the account, interest, unauthorized or fraudulent charges, or fees of any kind
Last updated September 13, 2026
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How to evaluate Chase Air Canada Aeroplan Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- 75,000 points after 3 months; additional 40,000 points after 12 months from account opening
- Payout timeline
- 6 to 8 weeks
How to qualify
- $4,000 in purchases within 3 months to earn 75,000 points
- $20,000 in purchases within 12 months to earn additional 40,000 points
- $4,000 spend in first 3 months
- $20,000 spend in first 12 months (includes the $4,000)
Common pitfalls
- New cardmembers only
- Not available to current cardmembers or those who received bonus in past 24 months
- Cannot have had Chase Air Canada Aeroplan Card or previous versions
- Cannot have received a new cardmember bonus for this card or previous versions in past 24 months
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $2,750 median, so the requirements and any referral or portal stack matter more.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
How long do I have to qualify for Chase Air Canada Aeroplan Bonus?
The qualifying period listed for Chase Air Canada Aeroplan Bonus is 75,000 points after 3 months; additional 40,000 points after 12 months from account opening.
When does Chase Air Canada Aeroplan Bonus pay out?
The payout timeline listed for Chase Air Canada Aeroplan Bonus is 6 to 8 weeks.
