What makes this credit card offer different
This credit card offer is a points-or-miles bonus, so the real value depends on how you redeem the rewards rather than only the headline count.
Credit Card
Chase IHG Premier Business Card Bonus — Up to 140,000 Points + 5,000 points
Apply to Chase IHG Premier Business Card Bonus and earn up to $725 in combined sign-up and referral bonuses.
Bonus Tiers
| Deposit | Bonus |
|---|---|
| $4,000 spend in 3 months | 140,000 points |
| $9,000 total spend in 6 months | 60,000 additional points (200,000 total if the higher offer is active) |
Qualifying Period
Within 6 months from account opening
Payout
6 to 8 weeks after qualifying
Requirements
- ✓$4,000 in purchases within first 3 months from account opening
- ✓$9,000 total purchases within first 6 months for full bonus
- ✓Spend $4,000 in first 3 months for first tier
- ✓Spend cumulative $9,000 in first 6 months for full bonus
Restrictions
- ⚠New cardmembers only
- ⚠Lifetime language: may not be eligible if you have ever had this card
- ⚠Cannot have received bonus on this card in past 24 months
- ⚠Cannot currently hold this card
- ⚠May not be available if you have ever held this card (lifetime language)
Fees
- $99 annual fee
- Account must be open and not in default at fulfillment
- Balance transfers, cash advances, and similar cash-like transactions do not count toward spend requirement
- Bonus points may not be available if you have ever had this exact card
- Free night certificate valid one year (40,000 point redemption cap)
- Annual $100 statement credit and 10,000 bonus points after spending $20,000 in a calendar year
- Fourth Reward Night Free benefit on four-night consecutive IHG stays
Total potential bonus
$725
Additional Referral Bonus (how it works)
5,000 points
Your 50% share of 10,000 points paid directly by the referrer
View Referral Terms →140,000 points (sign-up) + 10,000 points (referral) = $725 total
Last updated June 21, 2026
How to evaluate Chase IHG Premier Business Card Bonus
Before applying, compare the welcome bonus against the annual fee, minimum spend, rewards currency, and issuer eligibility rules for repeat cardholders.
Qualification checklist
Timing
- Qualifying period
- Within 6 months from account opening
- Payout timeline
- 6 to 8 weeks after qualifying
How to qualify
- $4,000 in purchases within first 3 months from account opening
- $9,000 total purchases within first 6 months for full bonus
- Spend $4,000 in first 3 months for first tier
- Spend cumulative $9,000 in first 6 months for full bonus
Common pitfalls
- New cardmembers only
- Lifetime language: may not be eligible if you have ever had this card
- Cannot have received bonus on this card in past 24 months
- Cannot currently hold this card
What makes this offer different
Bonus value versus similar offers
The sign-up bonus is below the current nearby $3,750 median, so the requirements and any referral or portal stack matter more.
Stacking potential
The tracked value can include 140,000 points sign-up bonus, 5,000 points referral share for a total displayed potential of $725. Confirm which apply path you use before assuming every component stacks.
Requirement clarity
Credolix has extracted 4 requirements for this offer, so compare the bonus against the actual steps rather than the headline payout alone.
Frequently Asked Questions
Can Chase IHG Premier Business Card Bonus stack with a referral?
Credolix tracks a referral path for this offer. The displayed user share is 5,000 points based on 50% of the listed referral payout.
How long do I have to qualify for Chase IHG Premier Business Card Bonus?
The qualifying period listed for Chase IHG Premier Business Card Bonus is Within 6 months from account opening.
When does Chase IHG Premier Business Card Bonus pay out?
The payout timeline listed for Chase IHG Premier Business Card Bonus is 6 to 8 weeks after qualifying.
