Best Checking Account Bonuses
Checking account bonuses usually trade a cash payout for a set of account-opening, direct-deposit, debit-card, or balance requirements. Compare the payout against the effort and fees before opening a new account.
Current matching offers
HSBC Premier Checking Bonus — Up to $5,000 + $250
BankHSBC
$5,250
Wells Fargo Premier Checking Bonus — Up to $2,500
BankWells Fargo
$2,500
Citi Business Checking Bonus — Up to $2,000
BankCiti
$2,000
Capital One Performance Savings Bonus — Up to $1,500 + $25
BankCapital One
$1,530
Citi Checking Bonus — Up to $1,500 + $100
BankCiti
$1,600
Chase Checking and Savings Bonus — Up to $900 + $25
BankChase
$930
Ameriprise Financial Checking & Savings Bonus — Up to $900
BankAmeriprise Financial
$900
U.S. Bank Smartly Checking Bonus — Up to $450
BankU.S. Bank
$450
U.S. Bank Smartly Checking Bonus — Up to $450
BankU.S. Bank
$450
Chime Portal Bonus — Up to $425 + $50 + $50 cashback
BankChime
$630
BMO Checking Bonus — Up to $400
BankBMO
$400
PNC Checking Bonus — Up to $400
BankPNC
$400
SoFi Checking & Savings Bonus — Up to $400 + $38 + $220 cashback
BankSoFi
$660
Wells Fargo Everyday Checking Bonus — Up to $325
BankWells Fargo
$330
PSECU Checking Bonus — Up to $300 + $50
BankPSECU
$350
Percapita Checking Bonus — Up to $300
BankPercapita
$300
American Express Rewards Checking Bonus — Up to $300
BankAmerican Express
$300
Upgrade Rewards Checking Bonus — Up to $200
BankUpgrade
$200
Navy Federal Credit Union Checking Bonus — Up to $200
BankNavy Federal Credit Union
$200
UNIFY Checking Bonus — Up to $150 + $25
BankUNIFY Financial Credit Union
$230
UNIFY Financial Credit Union Checking Bonus — Up to $150 + $25
BankUNIFY Financial Credit Union
$180
Affinity Federal Credit Union Checking Bonus — Up to $100 + $50
BankAffinity Federal Credit Union
$250
Lake Michigan Credit Union Checking Bonus — Up to $100 + $55
BankLake Michigan Credit Union
$270
Affinity Federal Credit Union Checking Bonus — Up to $100 + $50
BankAffinity Federal Credit Union
$250
How to compare these offers
- Compare the bonus amount against monthly maintenance fees.
- Look for minimum balance and debit-card activity requirements.
- Check whether existing or recent customers are excluded.
Related pages
Frequently Asked Questions
Are checking account bonuses worth it?
They can be worth it when the bonus is large enough to justify the setup effort and you can meet the requirements without paying avoidable fees.
Are checking bonuses taxable?
Yes. Checking account bonuses are generally taxable income and may be reported by the bank on a tax form.