Best Checking Account Bonuses
Checking account bonuses usually trade a cash payout for a set of account-opening, direct-deposit, debit-card, or balance requirements. Compare the payout against the effort and fees before opening a new account.
Current matching offers
Citi Business Checking Bonus — Up to $2,000
BankCiti
$2,000
Capital One Performance Savings Bonus — Up to $1,500 + $50
BankCapital One
$1,550
Citi Checking Bonus — Up to $1,500 + $100
BankCiti
$1,600
Capital One Performance Savings Bonus — Up to $1,500 + $25
BankCapital One
$1,530
Ameriprise Financial Checking & Savings Bonus — Up to $1,400
BankAmeriprise Financial
$1,400
Chase Checking & Savings Bonus — Up to $900 + $25
BankChase
$930
Four Leaf Federal Credit Union Checking Bonus — Up to $550
BankFour Leaf Federal Credit Union
$550
Bank of America Checking Bonus — Up to $500
BankBank of America
$500
U.S. Bank Smartly Checking Bonus — Up to $450
BankU.S. Bank
$450
Wells Fargo Checking Bonus — Up to $400
BankWells Fargo
$400
SoFi Checking and Savings Bonus — Up to $400 + $25 + $200 cashback
BankSoFi
$630
E*TRADE Premium Savings Bonus — Up to $400
BankE*TRADE
$400
Chime Checking Bonus — Up to $350 + $50 + $100 cashback
BankChime
$500
Wells Fargo Everyday Checking Bonus — Up to $325
BankWells Fargo
$330
Citi Checking Bonus — Up to $325 + $100
BankCiti
$430
PSECU Checking Bonus — Up to $300 + $50
BankPSECU
$350
Bank of Hawaii Checking Bonus — Up to $300
BankBank of Hawaii
$300
Percapita Checking Bonus — Up to $300 + $25
BankPercapita
$330
Live Oak Bank Personal Savings Bonus — Up to $300
BankLive Oak Bank
$300
Upgrade Rewards Checking Bonus — Up to $200
BankUpgrade
$200
Varo Checking Bonus — Up to $150 + $50
BankVaro
$200
Affinity Federal Credit Union Checking Bonus — Up to $100 + $50
BankAffinity Federal Credit Union
$250
Affinity Federal Credit Union Checking Bonus — Up to $100 + $50
BankAffinity Federal Credit Union
$250
How to compare these offers
- Compare the bonus amount against monthly maintenance fees.
- Look for minimum balance and debit-card activity requirements.
- Check whether existing or recent customers are excluded.
Related pages
Frequently Asked Questions
Are checking account bonuses worth it?
They can be worth it when the bonus is large enough to justify the setup effort and you can meet the requirements without paying avoidable fees.
Are checking bonuses taxable?
Yes. Checking account bonuses are generally taxable income and may be reported by the bank on a tax form.