Best Checking Account Bonuses
Checking account bonuses usually trade a cash payout for a set of account-opening, direct-deposit, debit-card, or balance requirements. Compare the payout against the effort and fees before opening a new account.
Current matching offers
HSBC Premier Checking Bonus — Up to $5,000 + $250
BankHSBC
$5,250
Wells Fargo Premier Checking Bonus — Up to $2,500
BankWells Fargo
$2,500
Citi Business Checking Bonus — Up to $2,000 + $50
BankCiti
$2,050
Citi Business Checking Bonus — Up to $2,000 + $100
BankCiti
$2,100
Capital One Performance Savings Bonus — Up to $1,500 + $25
BankCapital One
$1,530
Capital One Performance Savings Bonus — Up to $1,500 + $50
BankCapital One
$1,550
Ameriprise Financial Checking & Savings Bonus — Up to $1,400
BankAmeriprise Financial
$1,400
Schwab Investor Checking Bonus — Up to $1,000
BankSchwab
$1,000
Chase Checking and Savings Bonus — Up to $900 + $25
BankChase
$930
Four Leaf Federal Credit Union Checking Bonus — Up to $550
BankFour Leaf Federal Credit Union
$550
Bank of America Checking Bonus — Up to $500
BankBank of America
$500
U.S. Bank Smartly Checking Bonus — Up to $450
BankU.S. Bank
$450
U.S. Bank Smartly Checking Bonus — Up to $450
BankU.S. Bank
$450
SoFi Checking & Savings Bonus — Up to $400 + $38 + $200 cashback
BankSoFi
$640
Ameriprise Financial Checking & Savings Bonus — Up to $400
BankAmeriprise Financial
$400
PNC Checking Bonus — Up to $400
BankPNC
$400
Chime Checking Bonus — Up to $350 + $50 + $70 cashback
BankChime
$470
American Express Rewards Checking Bonus — Up to $300
BankAmerican Express
$300
Bask Bank Interest Checking Bonus — Up to $300
BankBask Bank
$300
Percapita Checking Bonus — Up to $300 + $25
BankPercapita
$330
PSECU Checking Bonus — Up to $300 + $50
BankPSECU
$350
Connexus Credit Union Checking Bonus — Up to $250
BankConnexus Credit Union
$250
FIGFCU Checking Bonus — Up to $250 + $25
BankFarmers Insurance Federal Credit Union (FIGFCU)
$280
Farmers Insurance Federal Credit Union Checking Bonus — Up to $250
BankFarmers Insurance Federal Credit Union
$250
Navy Federal Credit Union Checking Bonus — Up to $200
BankNavy Federal Credit Union
$200
Upgrade Rewards Checking Bonus — Up to $200
BankUpgrade
$200
Varo Checking Bonus — Up to $150 + $50
BankVaro
$200
UNIFY Financial Checking Bonus — Up to $150 + $25
BankUNIFY Financial Credit Union
$230
Affinity Federal Credit Union Checking Bonus — Up to $100 + $50
BankAffinity Federal Credit Union
$250
Affinity Federal Credit Union Checking Bonus — Up to $100 + $50
BankAffinity Federal Credit Union
$150
How to compare these offers
- Compare the bonus amount against monthly maintenance fees.
- Look for minimum balance and debit-card activity requirements.
- Check whether existing or recent customers are excluded.
Related pages
Frequently Asked Questions
Are checking account bonuses worth it?
They can be worth it when the bonus is large enough to justify the setup effort and you can meet the requirements without paying avoidable fees.
Are checking bonuses taxable?
Yes. Checking account bonuses are generally taxable income and may be reported by the bank on a tax form.