Best Checking Account Bonuses
Checking account bonuses usually trade a cash payout for a set of account-opening, direct-deposit, debit-card, or balance requirements. Compare the payout against the effort and fees before opening a new account.
Current matching offers
HSBC Premier Checking Bonus — Up to $5,000 + $250
BankHSBC
$5,250
Citi Business Checking Bonus — Up to $2,000 + $100
BankCiti
$2,100
Citi Business Checking Bonus — Up to $2,000
BankCiti
$2,000
Capital One 360 Performance Savings Bonus — Up to $1,500
BankCapital One
$1,500
Citi Account Checking Bonus — Up to $1,500 + $100
BankCiti
$1,600
Capital One Performance Savings Bonus — Up to $1,500 + $25
BankCapital One
$1,530
Ameriprise Financial Checking & Savings Bonus — Up to $1,400
BankAmeriprise Financial
$1,400
Ameriprise Financial Checking & Savings Bonus — Up to $1,400
BankAmeriprise Financial
$1,400
Chase Checking and Savings Bonus — Up to $900 + $25
BankChase
$930
Four Leaf Federal Credit Union Checking Bonus — Up to $550
BankFour Leaf Federal Credit Union
$550
Bank of America Checking Bonus — Up to $500
BankBank of America
$500
U.S. Bank Smartly Checking Bonus — Up to $450
BankU.S. Bank
$450
U.S. Bank Checking Bonus — Up to $450
BankU.S. Bank
$450
Chime Checking Bonus — Up to $425 + $50 + $50 cashback
BankChime
$530
Wells Fargo Checking Bonus — Up to $400
BankWells Fargo
$400
PNC Checking Bonus — Up to $400
BankPNC
$400
E*TRADE Premium Savings Bonus — Up to $400
BankE*TRADE
$400
SoFi Checking & Savings Bonus — Up to $400 + $25 + $200 cashback
BankSoFi
$630
BMO Checking Bonus — Up to $400
BankBMO
$400
Capital One 360 Checking Bonus — Up to $400 + $25
BankCapital One
$430
Citi Checking Bonus — Up to $325 + $25
BankCiti
$350
Wells Fargo Everyday Checking Bonus — Up to $325
BankWells Fargo
$330
E*TRADE Checking Bonus — Up to $300
BankE*TRADE
$300
Percapita Checking Bonus — Up to $300 + $25
BankPercapita
$330
PSECU Checking Bonus — Up to $300 + $25
BankPSECU
$330
American Express Rewards Checking Bonus — Up to $300
BankAmerican Express
$300
Navy Federal Credit Union Checking Bonus — Up to $250
BankNavy Federal Credit Union
$250
Upgrade Rewards Checking Bonus — Up to $200
BankUpgrade
$200
TD Bank Savings Bonus — Up to $200 + $25
BankTD Bank
$230
UNIFY Financial Credit Union Checking Bonus — Up to $150 + $25
BankUNIFY Financial Credit Union
$230
Varo Bank Checking Bonus — Up to $150 + $75
BankVaro Bank
$230
Affinity Federal Credit Union Referral Bonus — Up to $100 + $50
BankAffinity Federal Credit Union
$250
Lake Michigan Credit Union Checking Bonus — Up to $100 + $125
BankLake Michigan Credit Union
$480
How to compare these offers
- Compare the bonus amount against monthly maintenance fees.
- Look for minimum balance and debit-card activity requirements.
- Check whether existing or recent customers are excluded.
Related pages
Frequently Asked Questions
Are checking account bonuses worth it?
They can be worth it when the bonus is large enough to justify the setup effort and you can meet the requirements without paying avoidable fees.
Are checking bonuses taxable?
Yes. Checking account bonuses are generally taxable income and may be reported by the bank on a tax form.