Travel card bonuses can be worth more than their cash equivalent when points or miles transfer to useful partners. Compare the estimated dollar value, minimum spend, annual fee, and redemption flexibility.
American Express
American Express
Chase
American Express
Capital One
American Express
Chase
Chase
Citi
Chase
Capital One
Barclays
American Express
Chase
Chase
Barclays
Chase
Barclays
Chase
American Express
Citi
Citi
American Express
Citi
Chase
Capital One
American Express
U.S. Bank
Barclays
Wells Fargo
Citi
Chase
Bank of America
HSBC
Citi
Barclays
American Express
Bank of America
American Express
U.S. Bank
Bank of America
Capital One
Barclays
American Express
Chase
Bank of America
Lafayette Federal Credit Union
PenFed
Northwest Federal Credit Union
Landmark Credit Union
USAA
American Express
Navy Federal
Bank of America
U.S. Bank
Barclays
Barclays
They can be, but only when you can redeem the points at a strong value. Cash is simpler; points and miles require more planning.
Estimate a cents-per-point value, subtract annual fees, and compare the result against the minimum spend and redemption rules.